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$238,900

Listing Price

5beds

3baths

2,247sqft

9,583sqft lot

44 Elm St, Oneonta, NY 13820

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

94.69

Price / sqft

1880

Year built

Home Details

EASILY GET YOUR STEPS IN, OR SIT ON YOUR ROCKER ON THE FRONT PORCH! Leave the car at home and walk to Huntington Library, downtown, coffee, the post office or Wilber Park. Around the corner is the local deli and the bus stop to the colleges. Your fully fenced yard has wonderful perennials with lots of room for the gardener in you to come out and play. And when its time to be inside, this home is well-insulated and blessed with lots of natural light and gorgeous details in the woodwork surrounding you - frenchdoors, bay window, wood floors & trim, gorgeous old light fixtures, even an original spiral staircase in the entryway. There is a first floor bedroom and full bath and four more bedrooms and 2 more full baths upstairs. AND IMAGINE what you can do with your huge 2 story barn with attached 4 bay garage! What a treasure to have all this space for your cars, toys and hobbies! This CENTER CITY Beauty, between Walnut and Center Streets, is filled with historic charm yet ready for your modern touches. Bring the whole family and make it your own!

Interior Details

Square Feet
  • 2247

Bedrooms
  • 5

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9583

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    5

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,368

$20,400

$147,600

--%

$168,000

2018

$4,191

$20,400

$147,600

--%

$168,000

2017

$4,157

$20,400

$147,600

--%

$168,000

2016

$4,114

$20,400

$147,600

--%

$168,000

2015

$3,435

$11,000

$86,000

--%

$97,000

2013

$3,090

$11,000

$86,000

--%

$97,000

2012

$3,071

$11,000

$86,000

--%

$97,000

percent-home-icon

Average Home Price in 13820

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$401,852

3 Beds

3 Baths

2,149 Sqft

10,890 Lot (sqft)

Sold 08/27/2026

$322,977

4 Beds

2 Baths

2,316 Sqft

6,534 Lot (sqft)

Sold 08/12/2026

$339,500

4 Beds

2 Baths

2,176 Sqft

6,098 Lot (sqft)

Sold 09/29/2026

$325,000

4 Beds

3.5 Baths

2,083 Sqft

5,663 Lot (sqft)

Sold 07/10/2025

$238,900

5 Beds

3 Baths

2,247 Sqft

9,583 Lot (sqft)

Sold 09/29/2026

$276,047

4 Beds

2.5 Baths

2,146 Sqft

5,663 Lot (sqft)

Sold 10/05/2026

$349,000

4 Beds

3 Baths

2,528 Sqft

13,068 Lot (sqft)

Sold 09/29/2026

$329,000

4 Beds

3 Baths

2,220 Sqft

4,792 Lot (sqft)

Sold 10/05/2026

$399,000

3 Beds

2.5 Baths

2,293 Sqft

5,663 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
238,900
$
Down payment
47,780
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,433.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,546
Your Payment
Total Monthly Payment:$1,546
Percent of Income:27%
Affordable:Yes

Details for 44 ELM ST

Property Debt

Foreclosure Contact Details