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$189,900

Listing Price

3beds

1baths

1,817sqft

9,400sqft lot

115 Elm St, Mount Sterling, KY 40353

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

107.01

Price / sqft

--

Year built

Home Details

Welcome to this character-filled 3-bedroom, 1-bath home located in the heart of downtown Mt. Sterling. Inside, youll find spacious living areas and a bright sunroom with brand-new LVP flooringideal for relaxing or entertaining. The full bathroom is move-in ready, and a convenient half bath downstairs is ready to be finished to add even more value.nnFull of charm and potential, this home offers the perfect opportunity for its next owner to continue restoring it and making it their own. Dont miss your chance to own a piece of Mt. Sterlings historic character.nnSchedule your private showing today!

Interior Details

Square Feet
  • 1817

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9400

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Driveway Asphalt

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$1,083

$0

$0

--%

$109,000

-1

$-1

$15,000

$94,000

--%

$109,000

-1

$-1

$15,000

$94,000

--%

$109,000

-1

$-1

$15,000

$94,000

--%

$109,000

percent-home-icon

Average Home Price in 40353

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$170,557

3 Beds

1 Baths

1,953 Sqft

10,500 Lot (sqft)

Sold 09/25/2026

$364,599

3 Beds

2 Baths

1,936 Sqft

18,731 Lot (sqft)

Sold 08/19/2026

$250,937

4 Beds

2.5 Baths

2,070 Sqft

14,810 Lot (sqft)

Sold 10/06/2026

$270,085

4 Beds

2.5 Baths

1,640 Sqft

8,059 Lot (sqft)

Sold 09/29/2026

$129,900

3 Beds

2 Baths

2,011 Sqft

10,400 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
189,900
$
Down payment
37,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,139.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,229
Your Payment
Total Monthly Payment:$1,229
Percent of Income:21%
Affordable:Yes

Details for 115 ELM ST

Property Debt

Foreclosure Contact Details