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$412,000

Listing Price

3beds

2baths

1,618sqft

12,632sqft lot

319 Elm St, Belmont, NC 28012

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

277.98

Price / sqft

2004

Year built

Home Details

***SELLER IS OFFERING $7, 000 CREDIT to assist with buyer closing costs or rate buydown!!*** Located in the heart of Belmont, just a half mile from Main St, you'll find this well maintained 3 bed, 2 bath ranch w/ NO HOA! Enter into the great room w/ vaulted ceilings, beautiful wood flooring and a gas fireplace. Spacious kitchen w/ granite counter tops, stainless steel appliances, a breakfast area w/ bay windows, & adjacent dining room. Primary bedroom has a tray ceiling, en suite, built-in desk, walk-in closet and it's own gas fireplace! 2nd bedroom has large arch top window that provides natural light and would make a great home office. The fenced in backyard provides entertaining options w/ an elevated deck off the great room as well as an over-sized partially covered patio on the side w/ access to the 2 car garage. HVAC & water heater (2021), Roof (2023), Freshly painted interior. Conveniently located to: I-85, Belmont Abbey College, CaroMont hospital, I-485, CLT Airport & USNWC!

Interior Details

Square Feet
  • 1618

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 12632

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • N/A

Foundation
  • N/A

Roof
  • Steel Frm/truss

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,224

$15,000

$224,740

--%

$239,740

2019

$3,248

$15,000

$224,740

--%

$239,740

2018

$1,999

$13,200

$131,193

--%

$144,393

2016

$1,942

$13,200

$131,193

--%

$144,393

2015

$1,942

$13,200

$131,193

--%

$144,393

2013

$1,895

$16,500

$124,465

--%

$140,965

2013

$1,895

$16,500

$124,465

--%

$140,965

2012

$1,846

$16,500

$124,465

--%

$140,965

percent-home-icon

Average Home Price in 28012

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Bed

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Sold Date

$645,000

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Sold 09/29/2026

$507,634

3 Beds

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Sold 10/05/2026

$489,000

3 Beds

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Sold 09/29/2026

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3 Beds

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3 Beds

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Sold 01/05/2021

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Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
412,000
$
Down payment
82,400
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,472
$
HOA (Monthly)
0
$
PMI
0
$
$2,667
Your Payment
Total Monthly Payment:$2,667
Percent of Income:46%
Affordable:No

Details for 319 ELM ST

Property Debt

Foreclosure Contact Details