Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

$299,900

Listing Price

4beds

2baths

1,349sqft

41,359sqft lot

123 Elm Lake Rd, Speculator, NY 12164

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

211.36

Price / sqft

1925

Year built

Home Details

Welcome to this charming 4-bedroom, 2-bath home located in the heart of Speculator, close to village amenities, the school, shopping, dining, several lakes, Oak Mountain Ski Center and golf course. Offering 1,349 square feet of living space, this home combines comfort, character, and convenience.nnStep inside through a spacious mudroom and into the inviting eat-in kitchen, complete with granite countertops and live-edge shelving. The main floor also features two bedrooms, a full bath, laundry room, and a bright living room where a bay window fills the space with natural light-a perfect spot to gather with family or friends. Upstairs, youll find two additional bedrooms and another full bath, creating flexibility for guests or a home office.nnThe partial basement provides abundant storage and a workshop area, while outside, youll love the oversized 4-car Amish-built garage with a full second floor-ideal for hobbies, projects, or extra storage. A paved driveway, new roof with transferable warranty, and a spacious backyard with a cozy firepit add even more value to this wonderful property.nnWhether youre seeking a year-round residence or a vacation retreat, this home offers both comfort and a fantastic location in the Adirondacks. Dont miss your chance to make it yours-schedule a showing today and imagine the possibilities!

Interior Details

Square Feet
  • 1349

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 41359

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    4

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2016

$1,606

$34,000

$85,100

--%

$119,100

2016

$1,606

$34,000

$85,100

--%

$119,100

2016

$1,606

$34,000

$85,100

--%

$119,100

-1

$-1

$34,000

$85,100

--%

$119,100

percent-home-icon

Average Home Price in 12164

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$299,900

4 Beds

2 Baths

1,349 Sqft

41,359 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
299,900
$
Down payment
59,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,799.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,941
Your Payment
Total Monthly Payment:$1,941
Percent of Income:33%
Affordable:No

Details for 123 ELM LAKE RD

Property Debt

Foreclosure Contact Details

Similar Homes Nearby