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$429,900

Listing Price

3beds

2baths

1,064sqft

15,000sqft lot

10955 Elm Dr, Lusby, MD 20657

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

407.85

Price / sqft

1960

Year built

Home Details

Just 2 blocks from the beach, this fully renovated 2026 home offers the kind of lifestyle that makes Cove Point so desirable. With all permitted renovations completed in 2026, the home blends updated finishes, functional living space, and a location that puts you close to the water, beach area, and lighthouse.nnInside, youll find an open layout with updated flooring, recessed lighting, a bright modern kitchen with white cabinetry and stainless steel appliances, and two beautifully finished bathrooms with custom tile work. The home feels fresh and move-in ready throughout, with comfortable living spaces and nicely sized bedrooms.nnOne of the standout features is the detached 2-story garage, offering exceptional flexibility for storage, workshop space, hobbies, or future finished use. The upper level is massive and adds a huge amount of usable space that is hard to find in this neighborhood.nnSet on a generously sized lot in a sought-after beach community, this property is a great opportunity to own a renovated home with rare bonus space in one of the most desirable areas on Elm Drive.

Interior Details

Square Feet
  • 1064

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15000

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$572

$108,100

$58,700

--%

$166,800

2020

$556

$108,100

$58,700

--%

$166,800

2019

$1,938

$108,100

$58,700

--%

$166,800

2018

$1,972

$108,100

$59,800

--%

$167,900

2017

$1,969

$108,100

$59,800

--%

$167,900

2015

$1,875

$108,100

$60,900

--%

$169,000

2014

$500

$108,100

$60,900

--%

$169,000

2012

$1,871

$0

$0

--%

$169,000

percent-home-icon

Average Home Price in 20657

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$384,714

-- Beds

1 Baths

1,176 Sqft

8,410 Lot (sqft)

Sold 10/16/2026

$429,900

3 Beds

2 Baths

1,064 Sqft

15,000 Lot (sqft)

Sold 10/13/2026

$545,861

-- Beds

2 Baths

1,056 Sqft

15,000 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
429,900
$
Down payment
85,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,579.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,783
Your Payment
Total Monthly Payment:$2,783
Percent of Income:48%
Affordable:No

Details for 10955 ELM DR

Property Debt

Foreclosure Contact Details