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$1,195,000

Listing Price

5beds

3baths

4,536sqft

20,952sqft lot

109 Dragon Cir, Panama City, FL 32408

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

263.45

Price / sqft

2005

Year built

Home Details

**STUNNING GOLF COURSE HOME** Welcome to 109 Dragon Circle, a beautifully home situated on the 8th green and 9th tee box of the renowned Nicklaus Golf Course in the highly sought-after gated community of Bay Point in Panama City Beach. This stunning residence offers a perfect blend of luxury, comfort, and an unparalleled lifestyle, with extensive upgrades and access to some of the area's best amenities.The owners have thoughtfully upgraded this home, adding a massive kitchen island that is perfect for entertaining, expanding the living spaces, and updating bathrooms and flooring throughout. The entire interior and exterior have been freshly painted, giving the home a pristine, like-new feel. Outside, enjoy the recently resurfaced pool and hot tub, providing the ideal space for relaxation after a round of golf or hosting gatherings with friends and family.The home features generously sized rooms and expansive entertaining areas, offering plenty of space for both everyday living and hosting guests. A 3-car garage and an oversized driveway provide ample parking space for your vehicles and visitors alike. Nestled in the gated Dragon's Ridge section of Bay Point, this home offers privacy and security, with a park directly across the street, perfect for leisurely walks or playtime with the family.Living in Bay Point means enjoying more than just a beautiful home; it's about embracing an exceptional lifestyle. The community offers a wealth of amenities, including acce

Interior Details

Square Feet
  • 4536

Bedrooms
  • 5

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 20952

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,634

$0

$0

--%

$333,214

2019

$3,652

$0

$0

--%

$331,117

2018

$3,634

$0

$0

--%

$324,943

2017

$3,579

$0

$0

--%

$318,260

2016

$3,561

$0

$0

--%

$311,714

2014

$3,600

$0

$0

--%

$307,090

2013

$3,158

$0

$0

--%

$302,552

2012

$3,105

$0

$0

--%

$297,495

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Average Home Price in 32408

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,200,000

4 Beds

3 Baths

4,472 Sqft

13,460 Lot (sqft)

Sold 10/26/2026

$985,000

4 Beds

4 Baths

4,606 Sqft

16,335 Lot (sqft)

Sold 09/29/2026

$1,895,000

4 Beds

3.5 Baths

4,752 Sqft

27,921 Lot (sqft)

Sold 10/27/2026

$1,195,000

5 Beds

3 Baths

4,536 Sqft

20,952 Lot (sqft)

Sold 10/12/2026

$1,457,765

4 Beds

4 Baths

3,950 Sqft

20,340 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,195,000
$
Down payment
239,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,170
$
HOA (Monthly)
0
$
PMI
0
$
$7,735
Your Payment
Total Monthly Payment:$7,735
Percent of Income:133%
Affordable:No

Details for 109 DRAGON CIR

Property Debt

Foreclosure Contact Details