15 Dogwood Ter, Palm Coast, FL 32137

Tucked at the end of a quiet cul-de-sac in one of Palm Coasts most loved coastal pockets, 15 Dogwood Terrace is the kind of home people picture when they dream about moving to Florida for good. Built in 2018 and thoughtfully designed as a custom luxury residence, this 3-bedroom, 3-bath home offers high ceilings, quality finishes, and the kind of privacy thats getting harder to find-without the restrictions of an HOA. There is an office or flex space that can easily be converted to a 4th bedroom. Seller Financing available, 20% down at 5% interest. Contact the listing agent for more details.nnFrom the moment you pull in, the setting feels different. The home sits at the end of the street with peaceful water views behind it, giving you that rare combination of openness and seclusion. Mornings here start slow-coffee on the back patio, watching the light come up over the water and the coastal breeze move through the palms. Evenings feel just as special, with quiet sunsets and the occasional golf cart passing by on the way home from the beach.nnInside, the home reflects the care and craftsmanship of a custom build. Tall ceilings, open living spaces, and thoughtful upgrades create a light, airy feel that fits perfectly with the coastal surroundings. Each bedroom has its own bathroom, making it ideal for hosting guests, family visits, or using the home as a short-term rental when youre not in town. With no HOA and short-term rental flexibility, you have the freedom to enjoy it as a