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$425,000

Listing Price

3beds

2baths

1,188sqft

9,940sqft lot

1940 Division St, Saint Charles, IL 60174

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Single Family

Home type

357.74

Price / sqft

1980

Year built

Home Details

Exceptionally clean and well-maintained 3-bedroom, 2-bath ranch in the desirable Chandlers subdivision of St. Charles. The open-concept main level features an updated kitchen with newer cabinetry and appliances, an updated main bathroom, and engineered hardwood flooring. Recent improvements include a patio (2020), fence (2022), roof (2022), attic insulation (2023), and front door (2023). The HVAC system was recently serviced, and the ductwork professionally cleaned. A standout feature is the large, fully fenced backyard, offering excellent privacy, usable lawn space, and a comfortable patio area for outdoor dining, entertaining, pets, or play. The home also includes a finished lower level, attached garage, and freshly sealed driveway. Vacant, spotless, and move-in ready, with convenient access to schools, parks, shopping, and downtown St. Charles.

Interior Details

Square Feet
  • 1188

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9940

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Raised Ranch

Exterior
  • Frame/wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$5,398

$24,356

$47,050

--%

$71,406

2018

$5,205

$23,429

$45,327

--%

$68,756

2017

$4,969

$22,628

$42,682

--%

$65,310

2016

$5,756

$21,833

$41,183

--%

$63,016

2015

$5,758

$21,598

$39,092

--%

$60,690

2013

$5,663

$21,814

$39,393

--%

$61,207

percent-home-icon

Average Home Price in 60174

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$382,207

3 Beds

1.5 Baths

1,304 Sqft

7,405 Lot (sqft)

Sold 08/07/2026

$310,562

3 Beds

1.5 Baths

1,176 Sqft

6,030 Lot (sqft)

Sold 05/19/2026

$425,000

3 Beds

2 Baths

1,188 Sqft

9,940 Lot (sqft)

Sold 10/13/2026

$385,000

3 Beds

2 Baths

1,143 Sqft

10,920 Lot (sqft)

Sold 10/18/2026

$538,500

4 Beds

2 Baths

1,100 Sqft

6,958 Lot (sqft)

Sold 10/05/2026

$395,000

3 Beds

2 Baths

1,182 Sqft

8,400 Lot (sqft)

Sold 10/13/2026

$401,010

3 Beds

1.5 Baths

1,217 Sqft

10,720 Lot (sqft)

Sold 10/13/2026

$315,000

2 Beds

2.5 Baths

1,328 Sqft

3,173 Lot (sqft)

Sold 08/06/2026

$397,000

3 Beds

2 Baths

1,182 Sqft

8,400 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
425,000
$
Down payment
85,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,550
$
HOA (Monthly)
0
$
PMI
0
$
$2,751
Your Payment
Total Monthly Payment:$2,751
Percent of Income:47%
Affordable:No

Details for 1940 DIVISION ST

Property Debt

Foreclosure Contact Details