0 of 89

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

$420,012

Listing Price

3beds

1.5baths

1,195sqft

5,725sqft lot

831 Division St, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

351.47

Price / sqft

2002

Year built

Home Details

The air feels different here. Salt air drifts in from the coast and becomes part of everyday life at 831 Division Street, something people come to Fernandina Beach for but rarely find this close to everything. Just minutes from downtown and Central Park, errands turn into familiar faces and evenings don't need a plan. The pace is slower, but never still, with most places reachable by bike or golf cart.nInside, this move-in ready 3-bedroom, 2-bath home is filled with natural light, creating an open, easy feel. The kitchen anchors the space with a waterfall-edge island, perfect for gathering. Outside, a fully fenced backyard offers room for dogs, coffee mornings, and relaxed evenings, all low maintenance. A one-car garage adds flexibility.nSet among locals and newcomers alike, you're near the beach, the greenway, and downtown, offering a rare chance to enjoy island living without overpaying.

Interior Details

Square Feet
  • 1195

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5725

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Other (not Classified)

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,651

$0

$0

--%

$183,272

2019

$2,635

$30,072

$97,859

--%

$127,931

2018

$2,369

$34,368

$82,193

--%

$116,561

2017

$2,212

$28,353

$82,648

--%

$111,001

2016

$2,051

$25,776

$75,546

--%

$101,322

2014

$1,837

$0

$0

--%

$88,985

2013

$1,630

$20,048

$61,690

--%

$81,738

2012

$1,692

$0

$0

--%

$84,935

percent-home-icon

Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$372,683

3 Beds

1 Baths

1,120 Sqft

9,626 Lot (sqft)

Sold 06/23/2026

$315,009

3 Beds

1.5 Baths

1,148 Sqft

17,251 Lot (sqft)

Sold 06/05/2026

$469,000

2 Beds

2 Baths

1,118 Sqft

10,000 Lot (sqft)

Sold 11/02/2026

$495,000

2 Beds

2.5 Baths

1,228 Sqft

2,382 Lot (sqft)

Sold 11/02/2026

$439,000

2 Beds

2 Baths

1,230 Sqft

1,643 Lot (sqft)

Sold 10/27/2026

$466,724

2 Beds

2 Baths

1,249 Sqft

5,000 Lot (sqft)

Sold 10/27/2026

$649,850

2 Beds

1 Baths

1,092 Sqft

10,001 Lot (sqft)

Sold 10/27/2026

$449,900

3 Beds

2 Baths

1,068 Sqft

4,700 Lot (sqft)

Sold 10/26/2026

$419,900

3 Beds

2 Baths

1,084 Sqft

6,100 Lot (sqft)

Sold 10/12/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
420,012
$
Down payment
84,002.40
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,520.07
$
HOA (Monthly)
0
$
PMI
0
$
$2,719
Your Payment
Total Monthly Payment:$2,719
Percent of Income:47%
Affordable:No

Details for 831 DIVISION ST

Property Debt

Foreclosure Contact Details