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$380,000

Listing Price

3beds

3baths

1,562sqft

59,242sqft lot

255 Derby Ln, Louisa, VA 23093

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

260.84

Price / sqft

2003

Year built

Home Details

PRICE REDUCED--Discover this spacious 3-bedroom, 3-bath home with water access, perfectly located at the end of a quiet cul-de-sac. The home features a large Great Room with a cozy gas fireplace and a separate dining room with a bay window that lets in plenty of natural light. The kitchen offers generous countertop space, abundant cabinetry, a pantry, and a dedicated area for table seating. The main-level primary suite provides a private retreat with an attached bathroom that includes a soaking tub, separate shower, and walk-in closet. There are also two oversized bedrooms, each with ample closet space. The finished basement is ideal for entertaining, complete with a bar area and an additional full bathroom. Step outside to a large rear deck with an awning, perfect for hosting gatherings or simply relaxing. The attached oversized 2-car garage offers plenty of storage, while the detached oversized 2-car garage/workshop with electric adds even more versatility. This property is a short distance from a community common area that features a boat launch, first-come-first-serve boat slips, a picnic pavilion, and a beach area, providing easy access to waterfront living. Located near The Boardwalk, youre just minutes from local favorites like Tims Rivershore, Moo Thru, and mini golf, with the Town of Louisa also close by. While the home does need some TLC, it offers privacy, a great yard, and endless potential in an unbeatable location.

Interior Details

Square Feet
  • 1562

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 59242

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,687

$33,900

$200,500

--%

$234,400

2019

$1,663

$33,900

$197,200

--%

$231,100

2018

$1,637

$33,900

$193,500

--%

$227,400

2016

$1,594

$33,900

$187,600

--%

$221,500

2016

$1,594

$33,900

$187,600

--%

$221,500

2014

$1,424

$37,700

$171,800

--%

$209,500

2013

$1,321

$37,700

$165,600

--%

$203,300

2012

$1,305

$37,700

$162,800

--%

$200,500

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Average Home Price in 23093

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$405,259

3 Beds

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Sold 10/06/2026

$508,321

3 Beds

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1,766 Sqft

68,825 Lot (sqft)

Sold 10/06/2026

$419,999

3 Beds

2 Baths

1,680 Sqft

47,045 Lot (sqft)

Sold 10/05/2026

$150,000

3 Beds

2.5 Baths

1,792 Sqft

120,226 Lot (sqft)

Sold 09/29/2026

$380,000

3 Beds

3 Baths

1,562 Sqft

59,242 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
380,000
$
Down payment
76,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,280
$
HOA (Monthly)
0
$
PMI
0
$
$2,460
Your Payment
Total Monthly Payment:$2,460
Percent of Income:42%
Affordable:No

Details for 255 DERBY LN

Property Debt

Foreclosure Contact Details

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