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$970,970

Listing Price

3beds

3baths

1,767sqft

39,640sqft lot

22 Dear Ln, Rainbow Lake, NY 12976

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  • Full foreclosure details

  • Home value, equity and ownership info

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For Sale

Off Market

Single Family

Home type

549.5

Price / sqft

1995

Year built

Home Details

Spruce Point is a truly exceptional waterfront property on the private shores of Rainbow Lake, offering an extraordinary opportunity to own in one of the Adirondacks' most coveted lakefront communities. This wonderful property with its 247 feet of shoreline is just 10 miles from Saranac Lake. Offered fully furnished, this architecturally striking residence blends timeless Adirondack craftsmanship with refined luxury and spectacular natural beauty. A dramatic exterior with soaring gables and expansive wraparound decks invites effortless indoor-outdoor living, while a private deck off the primary suite provides the perfect setting overlooking the water. Rich wood finishes, vaulted ceilings, and walls of windows create warm, inviting interiors that capture breathtaking views of Rainbow Lake from nearly every room. Designed for entertaining, the gourmet kitchen features granite countertops, a generous center island, and seamless flow into the dining and living spaces. The luxurious primary suite offers a vaulted ceiling, spa-inspired bath with double copper sinks, and an exquisite tiled walk-in shower. A private upper-level guest suite with French doors, walk-in closet, and full bath, along with an additional main-level bedroom and bath, ensures exceptional comfort for family and guests. The walkout lower level presents endless possibilities for additional recreation or living space, while the oversized two-car garage provides abundant storage for vehicles and outdoor gear. One o

Interior Details

Square Feet
  • 1767

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 39640

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Contemporary

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$11,969

$312,300

$243,600

--%

$555,900

2018

$11,248

$312,300

$243,600

--%

$555,900

2017

$11,105

$312,300

$243,600

--%

$555,900

2016

$11,298

$312,300

$243,600

--%

$555,900

2015

$8,473

$312,300

$120,000

--%

$432,300

2013

$8,171

$312,300

$120,000

--%

$432,300

2012

$7,585

$312,300

$120,000

--%

$432,300

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Average Home Price in 12976

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Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$970,970

3 Beds

3 Baths

1,767 Sqft

39,640 Lot (sqft)

Sold 10/18/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
970,970
$
Down payment
194,194
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,825.82
$
HOA (Monthly)
0
$
PMI
0
$
$6,285
Your Payment
Total Monthly Payment:$6,285
Percent of Income:108%
Affordable:No

Details for 22 DEAR LN

Property Debt

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