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$399,000

Listing Price

2beds

2baths

1,000sqft

4,227sqft lot

40 Cross St, Westerly, RI 02891

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

476.15

Price / sqft

1890

Year built

Home Details

This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, its the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyers new home.

Interior Details

Square Feet
  • 1000

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4227

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Wood Siding

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,785

$84,600

$150,400

--%

$235,000

2019

$2,759

$84,600

$150,400

--%

$235,000

2018

$2,629

$84,600

$128,300

--%

$212,900

2017

$2,555

$84,600

$128,300

--%

$212,900

2016

$2,555

$84,600

$128,300

--%

$212,900

2014

$1,804

$86,400

$76,900

--%

$163,300

2013

$1,780

$86,400

$76,900

--%

$163,300

2012

$1,837

$96,000

$85,700

--%

$181,700

percent-home-icon

Average Home Price in 02891

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$415,000

2 Beds

2 Baths

1,120 Sqft

10,150 Lot (sqft)

Sold 09/29/2026

$425,000

3 Beds

1 Baths

1,112 Sqft

4,278 Lot (sqft)

Sold 10/13/2026

$399,000

2 Beds

2 Baths

1,000 Sqft

4,227 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
399,000
$
Down payment
79,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,394
$
HOA (Monthly)
0
$
PMI
0
$
$2,583
Your Payment
Total Monthly Payment:$2,583
Percent of Income:44%
Affordable:No

Details for 40 CROSS ST

Property Debt

Foreclosure Contact Details