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$245,000

Listing Price

3beds

1.5baths

1,768sqft

7,524sqft lot

432 Cross St, Watertown, NY 13601

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

138.57

Price / sqft

1880

Year built

Home Details

Over 1,700 Square Feet of Living Space! This spacious home offers two living rooms and an open concept kitchen and dining area, perfect for entertaining. Upstairs you'll find three bedrooms and one full bathroom, while the first floor has a half bath and a laundry area that offers extra space that could serve as a 4th bedroom, home office or playroom.nThe sellers have painted the entire interior and installed new laminate flooring, so this home is move in ready. Additional updates include a roof installed five years ago and a new forced air natural gas furnace installed January 2026. The property also features a detached garage, added fully fenced yard, and public water and sewer.nLocation, location, location! Centrally located, just minutes north to Route 11 toward Fort Drum, east to downtown Public Square, south toward the high school and hospital, and west to Interstate 81, shopping, and dining. Wherever you're headed, you're already close.nSchedule your showing today!

Interior Details

Square Feet
  • 1768

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7524

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

0

$0

$8,400

$63,400

--%

$71,800

0

$0

$8,400

$63,400

--%

$71,800

0

$0

$8,400

$63,400

--%

$71,800

0

$0

$8,400

$63,400

--%

$71,800

0

$0

$8,400

$63,400

--%

$71,800

0

$0

$8,400

$63,400

--%

$71,800

2011

$0

$8,400

$63,400

--%

$71,800

percent-home-icon

Average Home Price in 13601

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Zip Code

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Bed

Bath

Sqft

Lot

Sold Date

$276,919

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Sold 07/22/2026

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3 Beds

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Sold 10/06/2026

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4 Beds

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Sold 09/29/2026

$239,000

3 Beds

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Sold 09/29/2026

$247,222

3 Beds

2 Baths

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Sold NaN/NaN/NaN

$260,000

3 Beds

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7,802 Lot (sqft)

Sold 09/29/2026

$249,936

3 Beds

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7,595 Lot (sqft)

Sold 10/05/2026

$199,415

5 Beds

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Sold NaN/NaN/NaN

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
245,000
$
Down payment
49,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,470
$
HOA (Monthly)
0
$
PMI
0
$
$1,586
Your Payment
Total Monthly Payment:$1,586
Percent of Income:27%
Affordable:Yes

Details for 432 CROSS ST

Property Debt

Foreclosure Contact Details