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$1,622,961

Listing Price

4beds

3baths

3,251sqft

29,549sqft lot

821 Cross St, Destin, FL 32541

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

499.22

Price / sqft

1997

Year built

Home Details

UNDER CONTRACT, TAKING BACKUP OFFERS. Tucked away on beautiful Marler Bayou, one of Destin's most sought-after waterfront locations, this beautifully maintained brick home offers the kind of lifestyle people move to Destin to enjoy. With a detached accessory dwelling unit (ADU) already set up as a studio apartment and a location just minutes from Destin Pass, Crab Island, Choctawhatchee Bay, and the Gulf of America, this property delivers a rare combination of waterfront living, flexibility, and convenience. Spend your days boating, fishing, paddleboarding, or enjoying waterfront dining, then come home to your own private retreat beneath the shade of mature oak and magnolia trees.nInside, you'll find custom touches throughout that make this home anything but cookie-cutter. The spacious living room features soaring 19-foot ceilings and a stunning custom wood feature wall that immediately becomes the focal point of the home. Granite countertops, a custom wood wet bar, beautiful cypress shelving, and thoughtfully selected finishes create a warm, welcoming space that's equally suited for entertaining or everyday living. The spacious primary suite offers vaulted ceilings, a walk-in closet, and plenty of room to relax after a day on the water.nStep onto the screened porch and take in the peaceful bayou setting, coastal breezes, spectacular sunsets, and even Destin's fireworks displays from the comfort of home. The detached ADU includes a sleeping area, living space, and kitchen, ma

Interior Details

Square Feet
  • 3251

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 29549

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Wood

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$8,942

$0

$0

--%

$702,622

2019

$8,102

$317,808

$320,939

--%

$638,747

2018

$7,898

$311,577

$303,544

--%

$615,121

2017

$7,626

$291,194

$292,360

--%

$583,554

2016

$7,313

$285,484

$277,567

--%

$563,051

2014

$6,653

$0

$0

--%

$503,366

2013

$5,988

$0

$0

--%

$442,850

2012

$5,764

$0

$0

--%

$434,676

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Average Home Price in 32541

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,375,698

3 Beds

2.5 Baths

2,874 Sqft

23,756 Lot (sqft)

Sold 09/30/2026

$925,000

4 Beds

3 Baths

2,812 Sqft

42,981 Lot (sqft)

Sold 10/05/2026

$1,622,961

4 Beds

3 Baths

3,251 Sqft

29,549 Lot (sqft)

Sold 10/06/2026

$979,500

4 Beds

4 Baths

2,816 Sqft

2,759 Lot (sqft)

Sold 09/29/2026

$950,349

4 Beds

4 Baths

2,812 Sqft

10,799 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,622,961
$
Down payment
324,592.2
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
9,737.76
$
HOA (Monthly)
0
$
PMI
0
$
$10,506
Your Payment
Total Monthly Payment:$10,506
Percent of Income:180%
Affordable:No

Details for 821 CROSS ST

Property Debt

Foreclosure Contact Details