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$309,900

Listing Price

3beds

1baths

1,176sqft

204,732sqft lot

109 County Route 412, Westerlo, NY 12193

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

278.24

Price / sqft

1970

Year built

Home Details

Welcome to this cute and cozy ranch nestled on 4.7 peaceful acres in Berne-Knox-Westerlo School District. This freshly painted 3-bedroom, 1-bath home offers the perfect blend of comfort, simplicity, and scenic outdoor living with hardwood floors throughout. The layout is both functional and welcoming, ideal for everyday living or a quiet retreat from the hustle and bustle.nOutside, the expansive level lot has been thoughtfully cleared, offering privacy and plenty of usable space for recreation, gardening, or simply enjoying nature. Two small ponds add a picturesque touch, perfect for relaxing views or outdoor enjoyment.nRecent updates provide peace of mind and modern convenience, including a new roof and central air system installed in 2024, a new electrical panel and whole-house generator added in 2023, and new hot water tank elements installed in December 2025.nWhether you're looking for a starter home, downsizing, or seeking a serene country setting, this move-in-ready ranch delivers comfort, reliability, and natural beauty in one appealing package.

Interior Details

Square Feet
  • 1176

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 204732

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    4

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,470

$250

$1,100

--%

$1,350

2018

$2,524

$250

$1,100

--%

$1,350

2017

$2,635

$250

$1,100

--%

$1,350

2016

$2,707

$250

$1,100

--%

$1,350

2015

$2,732

$250

$1,100

--%

$1,350

2013

$5,289

$250

$1,100

--%

$1,350

2012

$2,880

$300

$1,100

--%

$1,400

2011

$2,767

$300

$1,100

--%

$1,400

percent-home-icon

Average Home Price in 12193

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$203,433

2 Beds

2 Baths

1,092 Sqft

78,408 Lot (sqft)

Sold 08/26/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
309,900
$
Down payment
61,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,859.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,006
Your Payment
Total Monthly Payment:$2,006
Percent of Income:34%
Affordable:No

Details for 109 COUNTY ROUTE 412

Property Debt

Foreclosure Contact Details