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$139,800

Listing Price

4beds

2baths

1,370sqft

871sqft lot

1439 Cotton St, Reading, PA 19602

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

109.6

Price / sqft

1900

Year built

Home Details

Investment opportunity in Reading for $139,800. This property is offered strictly as-is due to the current month-to-month tenant, who has resided in the home long-term. The property does not present structural, plumbing, or electrical concerns.nnThe interior has been recently painted, and improvements have been made to maintain the home in livable condition. While some updates remain and the home is currently cluttered due to occupancy, the property offers solid value potential, with comparable homes in the area selling above $180,000.nnThe tenant is on a month-to-month lease and has indicated no issues with relocating if required. This home is a strong option for investors seeking rental income or for buyers searching for an affordable first home with room to add value over time. The seller is liquidating part of their portfolio and has set the price as firm.nnConvenient location near shopping, public transportation, and local amenities.nnThe seller would appreciate if settlement were conducted with Your Home Settlement Services LLC, located at 2209 Quarry Drive, Suite C-45, West Lawn, PA 19609. This company is already handling related transactions and is fully familiar with the ownership corporation, which may help ensure a smoother closing. Buyers are free to select the title/settlement company of their choice.

Interior Details

Square Feet
  • 1370

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 871

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 3

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,363

$12,300

$19,200

--%

$31,500

2019

$1,363

$12,300

$19,200

--%

$31,500

2018

$1,363

$12,300

$19,200

--%

$31,500

2017

$1,354

$12,300

$19,200

--%

$31,500

2016

$1,337

$12,300

$19,200

--%

$31,500

2014

$1,259

$12,300

$19,200

--%

$31,500

2013

$1,259

$12,300

$19,200

--%

$31,500

percent-home-icon

Average Home Price in 19602

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$173,500

4 Beds

1 Baths

1,487 Sqft

1,307 Lot (sqft)

Sold 09/23/2026

$44,000

4 Beds

1 Baths

1,289 Sqft

1,307 Lot (sqft)

Sold 09/18/2026

$94,948

5 Beds

1 Baths

1,340 Sqft

871 Lot (sqft)

Sold 09/18/2026

$120,951

3 Beds

1.5 Baths

1,392 Sqft

871 Lot (sqft)

Sold 09/09/2026

$88,290

3 Beds

1 Baths

1,304 Sqft

1,742 Lot (sqft)

Sold 09/01/2026

$75,122

5 Beds

1 Baths

1,310 Sqft

1,742 Lot (sqft)

Sold 05/15/2026

$51,764

2 Beds

1 Baths

1,204 Sqft

1,742 Lot (sqft)

Sold 04/30/2026

$160,667

3 Beds

1 Baths

1,207 Sqft

1,307 Lot (sqft)

Sold 10/06/2026

$167,649

3 Beds

1 Baths

1,234 Sqft

1,742 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
139,800
$
Down payment
27,960
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
838.80
$
HOA (Monthly)
0
$
PMI
0
$
$905
Your Payment
Total Monthly Payment:$905
Percent of Income:16%
Affordable:Yes

Details for 1439 COTTON ST

Property Debt

Foreclosure Contact Details