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$645,000

Listing Price

3beds

2.5baths

1,554sqft

6,534sqft lot

10 Cotton Creek Cir, Black Mountain, NC 28711

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

386.44

Price / sqft

2005

Year built

Home Details

Welcome to Cotton Creek, a Black Mountain neighborhood loved for its friendly feel and location. This well cared for single owner home offers comfort, character and a few extra touches that make it truly stand out. The front to back open living space is bright and cheerful. The main level primary bedroom has an en-suite bathroom. Two more bedrooms are located upstairs with a second full bath. Above the garage you will find a versatile bonus room that provides an additional 406 square feet of space to the home (bringing the total to 1795 square feet). It is perfect for a home office, playroom or guest space. The current owner has used it for cozy movie nights, relaxing and hosting guests. The bonus space has beautiful touches of custom wood trim on the walls and has built-in sitting/sleeping spaces. In addition, there are 3 built in storage cubbies along with two more spaces under each of the custom cushions. This room is not counted in the overall square feet of the house due to the hall and stairs not having vents. Currently ambient temperatures from the house and the mini-split (in the bonus space) have proven to be sufficient for heating and cooling. Step outside into a beautifully maintained backyard, complete with a newer wood privacy fence and tasteful landscaping. Cultured stone has been added to the foundation enhancing the homes curb appeal by giving it a warm and inviting look from the moment you arrive.nLiving here means more than just a home. Cotton Creek is a wal

Interior Details

Square Feet
  • 1554

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6534

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,425

$45,600

$236,000

--%

$281,600

2019

$2,425

$45,600

$236,000

--%

$281,600

2018

$2,425

$45,600

$236,000

--%

$281,600

2017

$2,454

$45,600

$236,000

--%

$281,600

2015

$2,280

$45,600

$187,300

--%

$232,900

2014

$2,280

$45,600

$187,300

--%

$232,900

2013

$2,280

$45,600

$187,300

--%

$232,900

2012

$1,952

$41,300

$178,100

--%

$219,400

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Average Home Price in 28711

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$469,900

3 Beds

2 Baths

1,500 Sqft

5,663 Lot (sqft)

Sold 09/29/2026

$579,000

4 Beds

3 Baths

1,580 Sqft

5,663 Lot (sqft)

Sold 10/13/2026

$475,000

3 Beds

2 Baths

1,524 Sqft

6,098 Lot (sqft)

Sold 10/13/2026

$499,000

3 Beds

3 Baths

1,560 Sqft

7,405 Lot (sqft)

Sold 10/13/2026

$485,000

2 Beds

2 Baths

1,510 Sqft

10,890 Lot (sqft)

Sold 10/13/2026

$589,000

3 Beds

2 Baths

1,380 Sqft

7,405 Lot (sqft)

Sold 10/13/2026

$645,000

3 Beds

2.5 Baths

1,554 Sqft

6,534 Lot (sqft)

Sold 10/13/2026

$450,000

2 Beds

2 Baths

1,412 Sqft

14,810 Lot (sqft)

Sold 10/18/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
645,000
$
Down payment
129,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,870
$
HOA (Monthly)
0
$
PMI
0
$
$4,175
Your Payment
Total Monthly Payment:$4,175
Percent of Income:72%
Affordable:No

Details for 10 COTTON CREEK CIR

Property Debt

Foreclosure Contact Details