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$379,900

Listing Price

2beds

1baths

680sqft

7,405sqft lot

579 W Cottage Ln, DE Ruyter, NY 13052

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

558.68

Price / sqft

1956

Year built

Home Details

Welcome to friendly, clean, and quiet De Ruyter Lake. This adorable, two bed, one bath cabin is lakefront and may come fully furnished if you wish. Beds, couches, tables, and even a large picnic table on the back deck can stay with the home so it can be ready to go immediately. The home has been completely re-done inside including new flooring, bathroom, kitchen, and appliances which have been updated within recent years. A new metal roof was put on in 2024. There is electric heat and the entire home was insulated so, you can use this as a vacation home or, enjoy any time of the year! The back deck and deep back yard are great for entertaining and relaxing. Steps from the back deck you get lake access with a dock included so, there are lots of opportunities for those who enjoy boating, fishing, or swimming.This home has been used for personal enjoyment, but also has been successfully rented as an Air B&B throughout ownership, showing the versatility.De Ruyter Lake prides itself on being a clean & cooperative community. The folks on W. Cottage Lane all chip in for road maintenance and winter plowing to keep the street functional all year round. An optional Lake Association can be joined as well which helps keep the lake clean and keeps residents apprised of what's going on around town. De Ruyter Lake is 2 miles long with a maximum depth of 55 feet. The lake is a great spot for boating, jet skiing and catching perch, rock bass, walleye, and pickerel just to name a few. What a g

Interior Details

Square Feet
  • 680

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7405

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Cottage

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,121

$87,500

$40,800

--%

$128,300

2020

$3,121

$87,500

$40,800

--%

$128,300

2018

$3,029

$87,500

$40,800

--%

$128,300

2017

$3,837

$87,500

$40,800

--%

$128,300

2016

$3,796

$87,500

$40,800

--%

$128,300

2015

$3,707

$87,500

$40,800

--%

$128,300

2013

$3,441

$87,500

$40,800

--%

$128,300

2011

$3,368

$87,500

$40,800

--%

$128,300

percent-home-icon

Average Home Price in 13052

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$379,900

2 Beds

1 Baths

680 Sqft

7,405 Lot (sqft)

Sold 10/13/2026

$449,900

4 Beds

2 Baths

600 Sqft

14,375 Lot (sqft)

Sold 10/12/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
379,900
$
Down payment
75,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,279.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,459
Your Payment
Total Monthly Payment:$2,459
Percent of Income:42%
Affordable:No

Details for 579 W COTTAGE LN

Property Debt

Foreclosure Contact Details