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$743,165

Listing Price

--beds

--baths

1,618sqft

5,429sqft lot

1039 Cottage Dr, The Villages, FL 32162

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

459.31

Price / sqft

2004

Year built

Home Details

BOND PAID on this CHARMING, UPGRADED 3/2 COTTAGE with NEW 2024 ROOF and HVAC, and newer 2019 HOT WATER HEATER! Located in the LAKE SHORE COTTAGES, perfectly positioned next to the most desirable and vibrant town square, LAKE SUMTER LANDING! The beautifully landscaped grounds create an inviting setting with the freshly painted HARDIE PLANK exterior, concrete stamped front porch and new glass front door with transom. LIGHT and BRIGHT the home immediately impresses with HARDWOOD FLOORING, PLANTATION SHUTTERS throughout, beadboard accents, and chair rails that add timeless, cozy appeal. The light-filled living room features a TRAY ceiling and French doors with built-in blinds, opening to a newly screened BACK PORCH offering a PRIVATE and park-like setting - an ideal space for relaxing or entertaining. An open floor plan connects the living area to the bright kitchen, complete with WHITE cabinetry, pull out drawers, pot drawers, new Cambria QUARTZ countertops, STAINLESS appliances, offering a GAS stove, a newer KitchenAid refrigerator and microwave, two pantries for ample storage, a SOLAR TUBE for natural lighting, and a breakfast bar with pendant lighting. The spacious dining room has 2 large windows and a solar tube and easy access to the kitchen. The guest accommodations are flexible and thoughtfully designed, including a front guest room with a queen-size Murphy bed and the 2nd guest room, currently used as an office, but also has a large closet. The guest bath features new Ca

Interior Details

Square Feet
  • 1618

Bedrooms
  • N/A

Bathrooms
  • N/A

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5429

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • N/A

Style
  • Custom Design

Exterior
  • Block

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$5,981

$111,460

$334,400

--%

$445,860

2019

$5,797

$0

$0

--%

$402,390

2018

$4,683

$111,460

$254,350

--%

$365,810

2017

$4,858

$111,460

$257,270

--%

$368,730

2016

$4,914

$111,460

$260,190

--%

$371,650

2014

$4,549

$0

$0

--%

$359,800

2013

$5,815

$0

$0

--%

$318,760

2012

$5,979

$0

$0

--%

$321,040

percent-home-icon

Average Home Price in 32162

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$407,415

-- Beds

-- Baths

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7,099 Lot (sqft)

Sold 10/07/2026

$450,964

-- Beds

-- Baths

1,602 Sqft

6,906 Lot (sqft)

Sold 10/06/2026

$466,596

-- Beds

-- Baths

1,734 Sqft

8,533 Lot (sqft)

Sold 08/26/2026

$411,719

-- Beds

-- Baths

1,602 Sqft

5,728 Lot (sqft)

Sold 08/19/2026

$365,435

-- Beds

-- Baths

1,397 Sqft

5,014 Lot (sqft)

Sold 07/25/2026

$408,113

-- Beds

-- Baths

1,407 Sqft

4,329 Lot (sqft)

Sold 07/07/2026

$345,028

-- Beds

-- Baths

1,398 Sqft

3,953 Lot (sqft)

Sold 06/24/2026

$385,989

-- Beds

-- Baths

1,697 Sqft

5,445 Lot (sqft)

Sold 06/17/2026

$461,464

-- Beds

-- Baths

1,695 Sqft

6,767 Lot (sqft)

Sold 05/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
743,165
$
Down payment
148,633
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,458.99
$
HOA (Monthly)
0
$
PMI
0
$
$4,811
Your Payment
Total Monthly Payment:$4,811
Percent of Income:82%
Affordable:No

Details for 1039 COTTAGE DR

Property Debt

Foreclosure Contact Details