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$230,347

Listing Price

3beds

1.5baths

1,502sqft

5,350sqft lot

405 Cosby Rd, Utica, NY 13502

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

153.36

Price / sqft

1911

Year built

Home Details

Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining room with is open to kitchen with quartz breakfast bar and newer appliances. Interior and exterior recently painted plus Central A/C throughout. Off the kitchen is half bath and first floor laundry. Upstairs offers updated full bath with original claw foot tub/shower combo and three generous sized bedrooms plus plenty of closets and storage! Enjoy fully fenced private treed yard! Schedule an appointment today to view this truly magical home! Seller will provide a pre-listing home inspection.

Interior Details

Square Feet
  • 1502

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5350

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Stucco

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,321

$11,300

$35,700

--%

$47,000

2018

$1,865

$11,300

$35,700

--%

$47,000

2017

$1,824

$11,300

$35,700

--%

$47,000

2016

$2,497

$11,300

$35,700

--%

$47,000

2015

$1,795

$11,300

$35,700

--%

$47,000

2013

$1,289

$11,300

$35,700

--%

$47,000

2011

$1,752

$11,300

$35,700

--%

$47,000

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Average Home Price in 13502

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$156,830

2 Beds

1.5 Baths

1,318 Sqft

11,070 Lot (sqft)

Sold 08/06/2026

$286,308

4 Beds

2 Baths

1,376 Sqft

7,778 Lot (sqft)

Sold 10/27/2026

$268,212

3 Beds

2 Baths

1,384 Sqft

8,730 Lot (sqft)

Sold 10/27/2026

$258,024

4 Beds

1.5 Baths

1,349 Sqft

9,040 Lot (sqft)

Sold 10/27/2026

$199,900

3 Beds

2 Baths

1,596 Sqft

5,080 Lot (sqft)

Sold 10/26/2026

$160,000

3 Beds

1 Baths

1,541 Sqft

12,720 Lot (sqft)

Sold 10/13/2026

$225,000

4 Beds

2 Baths

1,290 Sqft

9,450 Lot (sqft)

Sold 10/13/2026

$269,900

3 Beds

2 Baths

1,550 Sqft

10,500 Lot (sqft)

Sold 10/27/2026

$230,347

3 Beds

1.5 Baths

1,502 Sqft

5,350 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
230,347
$
Down payment
46,069.4
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,382.08
$
HOA (Monthly)
0
$
PMI
0
$
$1,491
Your Payment
Total Monthly Payment:$1,491
Percent of Income:26%
Affordable:Yes

Details for 405 COSBY RD

Property Debt

Foreclosure Contact Details