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$218,761

Listing Price

3beds

1baths

1,146sqft

6,360sqft lot

409 Cosby Rd, Utica, NY 13502

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

190.89

Price / sqft

1955

Year built

Home Details

Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates, this home is a turnkey opportunity!

Interior Details

Square Feet
  • 1146

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6360

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,728

$12,100

$45,200

--%

$57,300

2018

$2,274

$12,100

$45,200

--%

$57,300

2017

$2,223

$12,100

$45,200

--%

$57,300

2016

$3,044

$12,100

$45,200

--%

$57,300

2015

$2,188

$12,100

$45,200

--%

$57,300

2013

$1,571

$12,100

$45,200

--%

$57,300

2011

$1,046

$12,100

$45,200

--%

$57,300

percent-home-icon

Average Home Price in 13502

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$215,499

2 Beds

1 Baths

1,074 Sqft

9,000 Lot (sqft)

Sold 07/30/2026

$200,337

3 Beds

1 Baths

975 Sqft

7,000 Lot (sqft)

Sold 07/30/2026

$218,761

3 Beds

1 Baths

1,146 Sqft

6,360 Lot (sqft)

Sold 10/13/2026

$199,878

3 Beds

1.5 Baths

1,260 Sqft

18,875 Lot (sqft)

Sold 10/13/2026

$254,900

2 Beds

2 Baths

1,261 Sqft

43,560 Lot (sqft)

Sold 10/13/2026

$199,000

3 Beds

2 Baths

1,008 Sqft

6,500 Lot (sqft)

Sold 10/13/2026

$203,924

3 Beds

1.5 Baths

984 Sqft

7,393 Lot (sqft)

Sold 10/13/2026

$225,000

4 Beds

2 Baths

1,290 Sqft

9,450 Lot (sqft)

Sold 10/13/2026

$229,900

2 Beds

2 Baths

1,104 Sqft

14,880 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
218,761
$
Down payment
43,752.20
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,312.56
$
HOA (Monthly)
0
$
PMI
0
$
$1,416
Your Payment
Total Monthly Payment:$1,416
Percent of Income:24%
Affordable:Yes

Details for 409 COSBY RD

Property Debt

Foreclosure Contact Details