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$450,000

Listing Price

3beds

3baths

1,632sqft

4,835sqft lot

427 E Congress St, Charles Town, WV 25414

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

276.5

Price / sqft

1927

Year built

Home Details

Charming historic home near the heart of Charles Town, within walking distance of the library, farmer's market, coffee shops, book shops, restaurants, and downtown festivals. All of the historic charm you're looking for, with the convenience of modern updates including updated electrical, plumbing, newer windows, roof (2019) and HVAC (2019). The detached garage holds two cars and a loft for storage as well as a surprise: an efficiency apartment with a bedroom and full bathroom, great for guests or a workshop or possible rental income. The main house has four levels. The main level contains the kitchen, dining, and living room (with cozy gas fireplace). The second floor features two beds and two baths, including a huge primary bedroom. On the third floor, you'll find another bedroom and a half bath. There is also a basement, with lots of storage space. Fully fenced yard with beautiful landscaping, including roses, pansies, trees, and flowering bushes for shade and privacy. Lovely screened porches in the front and back, as well as a nice patio sitting area in the backyard with a relaxing water feature. Enjoy the freedom of no HOA! Schedule your showing today to see this delightful home in the perfect location.

Interior Details

Square Feet
  • 1632

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4835

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,424

$26,500

$96,400

--%

$122,900

2019

$1,421

$25,000

$96,500

--%

$121,500

2018

$1,402

$25,000

$94,100

--%

$119,100

2017

$1,327

$19,100

$95,200

--%

$114,300

2016

$1,324

$19,100

$96,200

--%

$115,300

2014

$1,258

$19,100

$91,200

--%

$110,300

2013

$1,217

$19,100

$88,700

--%

$107,800

2012

$1,191

$19,200

$88,400

--%

$107,600

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Average Home Price in 25414

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$395,683

3 Beds

2 Baths

1,750 Sqft

19,384 Lot (sqft)

Sold 06/25/2026

$116,258

4 Beds

1.5 Baths

1,740 Sqft

5,793 Lot (sqft)

Sold 06/02/2026

$369,900

3 Beds

2 Baths

1,388 Sqft

7,492 Lot (sqft)

Sold 09/29/2026

$364,686

3 Beds

3 Baths

1,496 Sqft

7,492 Lot (sqft)

Sold 10/06/2026

$450,000

3 Beds

3 Baths

1,632 Sqft

4,835 Lot (sqft)

Sold 10/05/2026

$315,000

2 Beds

2 Baths

1,830 Sqft

4,792 Lot (sqft)

Sold 10/05/2026

$315,000

3 Beds

2 Baths

1,568 Sqft

7,492 Lot (sqft)

Sold 09/29/2026

$359,000

3 Beds

2 Baths

1,716 Sqft

3,572 Lot (sqft)

Sold 09/29/2026

$312,500

3 Beds

3 Baths

1,440 Sqft

2,919 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
450,000
$
Down payment
90,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,700
$
HOA (Monthly)
0
$
PMI
0
$
$2,913
Your Payment
Total Monthly Payment:$2,913
Percent of Income:50%
Affordable:No

Details for 427 E CONGRESS ST

Property Debt

Foreclosure Contact Details