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$575,000

Listing Price

3beds

1.5baths

2,304sqft

15,246sqft lot

55 Congress St, Asheville, NC 28801

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

271.27

Price / sqft

1980

Year built

Home Details

*** PRICE IMPROVEMENT ***Centrally located in the heart of Asheville, this 5BD/3BA versatile and spacious home combines exceptional convenience with impressive income potential. Minutes from Downtown Asheville, Mission Hospital, A-B Tech, the River Arts District, iconic local breweries, and historic Biltmore Village, the location couldn't be more ideal.nnInside, the home features a light-filled layout complemented by a renovated lower level-perfect for a mother-in-law suite, a private multi-bedroom rental, or mid-term housing. The seller has successfully utilized portions of the home to house traveling medical professionals, providing a steady stream of additional revenue.nnUnwind on the oversized front porch while taking in year-round views of Downtown Asheville and the surrounding Blue Ridge Mountains. Out back, an expansive backyard offers endless possibilities for gardening, outdoor entertaining, or potential future development. Whether you're seeking a primary residence with passive income, a multi-generational living setup, or an investment property, this Asheville gem delivers on every level.nnSituated just minutes from Downtown Asheville, this strategically located property is far more than a charming residence-it is a rare chance to capitalize on flexible RS-8 zoning and Ashevilles expanding residential density initiatives.nnUnder current regulations, RS-8 zoning allows 2 units for the initial 4,000 sq. ft. of parcel area, plus 1 additional unit for every extra 1,000

Interior Details

Square Feet
  • 2304

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    None

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15246

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Basement

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,252

$46,900

$162,100

--%

$209,000

2019

$2,252

$46,900

$162,100

--%

$209,000

2018

$2,252

$46,900

$162,100

--%

$209,000

2017

$2,273

$46,900

$162,100

--%

$209,000

2015

$2,086

$29,900

$139,900

--%

$169,800

2014

$2,061

$29,900

$139,900

--%

$169,800

2013

$2,061

$29,900

$139,900

--%

$169,800

2012

$1,541

$28,800

$112,000

--%

$140,800

percent-home-icon

Average Home Price in 28801

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$739,000

3 Beds

3.5 Baths

2,271 Sqft

6,534 Lot (sqft)

Sold 10/06/2026

$140,083

4 Beds

2 Baths

2,372 Sqft

11,761 Lot (sqft)

Sold 10/13/2026

$499,000

4 Beds

3 Baths

2,136 Sqft

8,712 Lot (sqft)

Sold 10/13/2026

$525,000

3 Beds

2 Baths

2,134 Sqft

14,375 Lot (sqft)

Sold 10/13/2026

$524,000

4 Beds

3 Baths

2,509 Sqft

13,504 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
575,000
$
Down payment
115,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,450
$
HOA (Monthly)
0
$
PMI
0
$
$3,722
Your Payment
Total Monthly Payment:$3,722
Percent of Income:64%
Affordable:No

Details for 55 CONGRESS ST

Property Debt

Foreclosure Contact Details