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$384,000

Listing Price

4beds

2baths

2,164sqft

13,068sqft lot

638 Congress Ave, Waterbury, CT 06708

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

199.11

Price / sqft

1941

Year built

Home Details

Nestled in the heart of Waterburys sought-after Town Plot neighborhood, this lovingly cared-for 4 bedroom, plus bonus room, 1.5 bath Cape Cod home is a true gem. A perfect blend of classic charm and modern updates, this property offers spacious living. Whether youre hosting family gatherings or enjoying a quiet evening, this home offers the perfect setting for making memories. From the moment you step inside, youll appreciate the timeless hardwood floors and inviting French doors that create a warm and welcoming atmosphere. The large living room is perfect for relaxing with loved ones, while the formal dining area provides a wonderful space for meals and celebrations. The updated kitchen is a true standout, featuring modern finishes and is open to the family room. Recent upgrades ensure comfort and energy efficiency for years to come. Enjoy some time in the sunroom or on the enclosed porch! Step outside and discover the beautifully landscaped yard a private retreat with fenced-in backyard, perfect for gardening, play, or relaxing. The outdoor space is as inviting as the interior. Come and see this great home for yourself! Professional photographs coming next week!

Interior Details

Square Feet
  • 2164

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 13068

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$6,149

$22,700

$79,430

--%

$102,130

2019

$6,149

$22,700

$79,430

--%

$102,130

2018

$5,954

$22,700

$76,190

--%

$98,890

2017

$6,147

$22,700

$79,390

--%

$102,090

2016

$6,147

$22,700

$79,390

--%

$102,090

2011

$5,817

$22,700

$79,390

--%

$102,090

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Average Home Price in 06708

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$389,000

3 Beds

3 Baths

1,904 Sqft

6,098 Lot (sqft)

Sold 09/29/2026

$368,033

3 Beds

1.5 Baths

1,873 Sqft

13,068 Lot (sqft)

Sold 10/06/2026

$3,100

2 Beds

2 Baths

1,920 Sqft

5,663 Lot (sqft)

Sold 09/18/2026

$384,000

4 Beds

2 Baths

2,164 Sqft

13,068 Lot (sqft)

Sold 09/29/2026

$369,507

3 Beds

3 Baths

1,928 Sqft

5,227 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
384,000
$
Down payment
76,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,304
$
HOA (Monthly)
0
$
PMI
0
$
$2,486
Your Payment
Total Monthly Payment:$2,486
Percent of Income:43%
Affordable:No

Details for 638 CONGRESS AVE

Property Debt

Foreclosure Contact Details