5315 Colonial Ave, Jacksonville, FL 32210

assumable fha loan at just over 3% + seller financing available. this jacksonville home offers a creative financing opportunity that can be hard to find in todays market. qualified buyers may be able to assume the sellers existing fha mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. for buyers trying to lower their monthly payment, avoid todays higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. inside, youll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. the home also features hardie plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. even better, there is no hoa, giving buyers more flexibility without added monthly association fees. conveniently located near i-10, nas jax, downtown jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, fha-qualified buyers, and anyone looking for a smarter way to buy in todays market. modern construction, no hoa, a two-car garage, and a rare assumable loan plus seller-financing option this is more than a home. it is a financing opportunity worth loo