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$628,000

Listing Price

5beds

2baths

1,596sqft

7,627sqft lot

3312 Clay St, Silver Spring, MD 20902

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

393.48

Price / sqft

1953

Year built

Home Details

3312 Clay St, Silver Spring, MD 20902 is a beautifully remodeled ranch/rambler offering both a comfortable home and a ready-made investment opportunity. This 5-bedroom, 2-bathroom property currently thrives as an Airbnb rental, generating enough income to cover the monthly mortgage paymenta significant advantage for savvy buyers. The home will be sold fully furnished, allowing you to seamlessly continue its income-producing setup (all furnishings are included except for highchairs in the kitchen and book collections).nnThe thoughtfully designed layout features two bedrooms on the main level, complete with a full kitchen and bathroom. The basement offers three additional bedrooms, a second full kitchen (remodeled in 2024), and another full bathroom, making it ideal for guests, rental income, or multi-generational living. Additional highlights include a spacious living and dining room combination for entertaining, freshly painted interiors with hardwood floors, and durable vinyl windows. The main kitchen is appointed with stainless steel appliances and granite countertops, and a private backyard provides the perfect setting for gardening and relaxation. Located in a prime area near downtown Silver Spring and Wheaton, the property offers easy access to shopping, dining, and transit. Additionally, attractive financing is available with an assumable mortgage featuring a competitive interest rate from the current financier.nnFor buyers seeking a turnkey investment or a home with ex

Interior Details

Square Feet
  • 1596

Bedrooms
  • 5

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7627

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • Yes

Construction Details

Number of Stories
  • 1

Style
  • Townhouse

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$3,151

$0

$0

--%

$298,200

2020

$3,013

$162,000

$126,800

--%

$288,800

2019

$2,868

$0

$0

--%

$278,000

2018

$2,791

$0

$0

--%

$267,200

2017

$2,725

$162,000

$94,400

--%

$256,400

2015

$2,550

$0

$0

--%

$248,733

2014

$2,539

$162,000

$82,900

--%

$244,900

2012

$2,499

$0

$0

--%

$244,900

percent-home-icon

Average Home Price in 20902

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$411,749

-- Beds

2 Baths

1,410 Sqft

7,247 Lot (sqft)

Sold 09/30/2026

$426,810

-- Beds

2 Baths

1,488 Sqft

6,627 Lot (sqft)

Sold 09/26/2026

$522,619

-- Beds

3.5 Baths

1,650 Sqft

10,404 Lot (sqft)

Sold 07/07/2026

$514,074

-- Beds

2 Baths

1,666 Sqft

8,725 Lot (sqft)

Sold 05/29/2026

$544,229

-- Beds

2 Baths

1,716 Sqft

6,344 Lot (sqft)

Sold 05/07/2026

$512,172

-- Beds

1.5 Baths

1,386 Sqft

6,793 Lot (sqft)

Sold 10/13/2026

$515,000

3 Beds

2 Baths

1,566 Sqft

6,349 Lot (sqft)

Sold 10/13/2026

$599,980

5 Beds

3 Baths

1,488 Sqft

6,877 Lot (sqft)

Sold 10/13/2026

$550,000

4 Beds

2 Baths

1,724 Sqft

7,216 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
628,000
$
Down payment
125,600
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,768
$
HOA (Monthly)
0
$
PMI
0
$
$4,065
Your Payment
Total Monthly Payment:$4,065
Percent of Income:70%
Affordable:No

Details for 3312 CLAY ST

Property Debt

Foreclosure Contact Details