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$419,900

Listing Price

3beds

2baths

1,320sqft

23,087sqft lot

109 E Church St, Saint Marys, GA 31558

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

325

Price / sqft

1960

Year built

Home Details

NEW PRICE - $429,000 | DOWNTOWN ST. MARYS 109 E. Church Street, St. Marys, GA 3 Bedrooms | 2 Baths | 0.53 Acre CHARACTER. WALKABILITY. SPACE. LOCATION. Welcome to 109 E. Church Street, where the charm of an established St. Marys home meets one of its best features-great walkability to downtown and the waterfront. Situated on a beautiful 0.53-acre lot beneath mature oaks, this property offers something increasingly difficult to find: more than half an acre combined with the convenience of downtown living. Leave the car at home and enjoy being able to walk to the St. Marys waterfront, downtown restaurants, shops, community events and local attractions. It's the kind of location that makes it easy to enjoy the St. Marys lifestyle every day. Inside, the home is filled with character, including hardwood floors, tongue-and-groove details, plantation shutters, built-in cabinetry, and a decorative faux fireplace that creates a warm focal point in the living space. The kitchen features newer appliances and flooring, while the cozy den provides access to an upgraded screened porch-an inviting additional living area for morning coffee, reading, entertaining, or simply enjoying the coastal Georgia weather. Outside, the 0.53-acre propertyprovides mature landscaping, established trees and plenty of usable space. There is room for RV or boat parking, along with a substantial 21' x 30' multi-purpose outbuilding offering possibilities for storage, a workshop, hobbies, recreation, or other use

Interior Details

Square Feet
  • 1320

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Floor/wall Furnace

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 23087

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$206

$31,800

$31,196

--%

$62,996

2019

$206

$31,800

$31,196

--%

$62,996

2018

$191

$31,800

$30,329

--%

$62,129

2017

$194

$21,200

$27,417

--%

$48,617

2016

$194

$21,200

$23,310

--%

$44,510

2014

$187

$21,200

$23,310

--%

$44,510

2013

$177

$21,200

$23,310

--%

$44,510

2012

$176

$0

$0

--%

$54,385

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Average Home Price in 31558

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$294,228

3 Beds

2 Baths

1,277 Sqft

12,632 Lot (sqft)

Sold 10/06/2026

$419,900

3 Beds

2 Baths

1,320 Sqft

23,087 Lot (sqft)

Sold 07/22/2026

$310,307

3 Beds

2 Baths

1,341 Sqft

18,295 Lot (sqft)

Sold 10/06/2026

$400,111

3 Beds

2 Baths

1,365 Sqft

20,909 Lot (sqft)

Sold 10/06/2026

$359,900

3 Beds

2 Baths

1,209 Sqft

10,890 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
419,900
$
Down payment
83,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,519.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,718
Your Payment
Total Monthly Payment:$2,718
Percent of Income:47%
Affordable:No

Details for 109 E CHURCH ST

Property Debt

Foreclosure Contact Details