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$284,900

Listing Price

4beds

2baths

1,684sqft

130,680sqft lot

224 Church St, Prospect, NY 13435

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

175.14

Price / sqft

1948

Year built

Home Details

Welcome to 224 Church Street, a beautifully maintained 4-bedroom, 2 full bath home nestled on the edge of the charming hamlet of Prospect, NY. Set on 3 scenic acres in the sought-after Holland Patent School District, this property offers the perfect blend of peaceful country living with convenient access to both Utica and Rome.nnPride of ownership is evident throughout this spacious and versatile home. Inside, youll find a warm and inviting layout ideal for todays modern lifestyle. The one level includes a bright and airy living room, a eat-in kitchen, and a flexible floor plan that features a private home officeperfect for remote work or studyas well as a separate space ideal for a home gym or hobby room.nnFour bedrooms provide ample space for the entire crew, while two full bathrooms ensure comfort and convenience. Recent upgrades include a brand-new roof and a freshly coated blacktop driveway, giving the home excellent curb appeal and peace of mind for years to come.nnStep outside and youll discover a true outdoor retreat. Entertain or unwind on the expansive back deck, or gather with friends and family around the separate patio area, complete with a gas fireplace (fireplace does not convey) for cozy evenings under the stars. The level, open yard is perfect for gardening, games, or simply enjoying the natural surroundings. With 3 acres of land, theres plenty of space to stretch out and enjoy the outdoors.nnWhether youre looking for a home oasis, working from home, or just

Interior Details

Square Feet
  • 1684

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 130680

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,327

$17,800

$64,900

--%

$82,700

2018

$2,905

$17,800

$64,900

--%

$82,700

2017

$2,865

$17,800

$64,900

--%

$82,700

2016

$2,874

$17,800

$64,900

--%

$82,700

2015

$3,096

$17,800

$64,900

--%

$82,700

2013

$3,053

$17,800

$64,900

--%

$82,700

2011

$3,050

$17,800

$64,900

--%

$82,700

percent-home-icon

Average Home Price in 13435

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$66,191

4 Beds

1.5 Baths

1,848 Sqft

11,946 Lot (sqft)

Sold 07/15/2026

$219,862

3 Beds

1.5 Baths

1,600 Sqft

16,335 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
284,900
$
Down payment
56,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,709.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,844
Your Payment
Total Monthly Payment:$1,844
Percent of Income:32%
Affordable:No

Details for 224 CHURCH ST

Property Debt

Foreclosure Contact Details

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