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$735,000

Listing Price

5beds

4baths

3,207sqft

11,700sqft lot

92954 Cheltenham Ln, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

213.63

Price / sqft

2022

Year built

Home Details

MOTIVATED SELLER. Stunning two story Luzon Plan Fernandina Beach home, just 10 to the beach! Low HOA! NO CDD! Community resort-style pool and clubhouse for your weekend entertainment. Natural Gas community. Featuring 5 bedrooms and 4 baths, this home offers plenty of storage with large walk in closets in every room. Open concept floor plan. Primary bedrooms and laundry conveniently located on the second floor with additional guest suite on the main level. Neutral tones, bright & airy; move in ready. 2+ car garage with golf cart bay provides additional storage for your favorite beach toys or golf cart. The owners suite overlooks a large backyard and view of the natural landscape of preserved land. Owners spa bath includes frameless glass surround shower and deep soaking tub. Gourmet kitchen with gas cooking, quartz countertops, stainless steel appliances, and classic subway tile; its is a chefs dream come true! Spacious dining room & breakfast bar provides plenty of seating and perfect for entertaining large groups of friends and family. The upstairs bonus room is spacious enough for a home theater or family den. Main floor office with french doors. Large screened lanai including upgraded noseeum screening so its perfect for enjoying the beautiful Florida weather all year long! Tastefully landscaped including 3 beautiful palm trees in the front yard. Kingsley Creek is a highly sought after community. Just a few minutes to the pristine beaches of Amelia Island and all it has to

Interior Details

Square Feet
  • 3207

Bedrooms
  • 5

Bathrooms
  • 4

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11700

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

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Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$898,346

4 Beds

3.5 Baths

3,309 Sqft

14,459 Lot (sqft)

Sold 08/19/2026

$935,343

5 Beds

4 Baths

3,207 Sqft

18,600 Lot (sqft)

Sold 07/16/2026

$959,950

3 Beds

3 Baths

3,207 Sqft

54,304 Lot (sqft)

Sold 06/05/2026

$695,000

4 Beds

4.5 Baths

2,905 Sqft

13,667 Lot (sqft)

Sold 10/13/2026

$699,000

4 Beds

4 Baths

2,928 Sqft

11,612 Lot (sqft)

Sold 10/12/2026

$624,900

4 Beds

3.5 Baths

2,923 Sqft

12,762 Lot (sqft)

Sold 10/13/2026

$695,120

4 Beds

3.5 Baths

2,950 Sqft

15,694 Lot (sqft)

Sold 10/13/2026

$665,000

5 Beds

4 Baths

3,178 Sqft

10,844 Lot (sqft)

Sold 10/13/2026

$729,000

5 Beds

4 Baths

3,342 Sqft

11,851 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
735,000
$
Down payment
147,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,410
$
HOA (Monthly)
0
$
PMI
0
$
$4,758
Your Payment
Total Monthly Payment:$4,758
Percent of Income:82%
Affordable:No

Details for 92954 CHELTENHAM LN

Property Debt

Foreclosure Contact Details