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$249,900

Listing Price

3beds

2baths

1,336sqft

4,792sqft lot

31 Charles St, Waterford, NY 12188

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Single Family

Home type

--

Price / sqft

1870

Year built

Home Details

Welcome to 31 Charles Street, a well-maintained two-family property offering an excellent opportunity for an investor or owner-occupant. The First-floor unit features 2 bedrooms and 1 full bath, while the updated second floor 1 bedroom, 1 bath apartment offers comfortable living space and attractive updates.nnBoth units have separate heat and electric, making this property convenient to manage. Additional features include off-street parking, a detached heated one-car garage, and a full basement providing excellent storage.nnThe updated second-floor unit adds immediate appeal and makes this a great opportunity for generating rental income while building long-term equity. Coveniently located in Waterford with easy access to local amenities, major roadways, and nearby communities.

Interior Details

Square Feet
  • 1336

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4792

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,072

$18,600

$125,400

--%

$144,000

2018

$2,905

$18,600

$125,400

--%

$144,000

2017

$1,823

$1,900

$23,400

--%

$25,300

2016

$1,754

$1,900

$23,400

--%

$25,300

2015

$1,741

$1,900

$23,400

--%

$25,300

2013

$1,682

$1,900

$23,400

--%

$25,300

2011

$1,616

$1,900

$23,400

--%

$25,300

percent-home-icon

Average Home Price in 12188

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$249,900

3 Beds

2 Baths

1,336 Sqft

4,792 Lot (sqft)

Sold 09/29/2026

$230,000

3 Beds

1 Baths

1,236 Sqft

11,326 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
249,900
$
Down payment
49,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,499.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,618
Your Payment
Total Monthly Payment:$1,618
Percent of Income:28%
Affordable:Yes

Details for 31 CHARLES ST

Property Debt

Foreclosure Contact Details