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$599,000

Listing Price

4beds

3baths

2,121sqft

17,860sqft lot

3 Cephalonia Dr, Schenectady, NY 12309

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

300.91

Price / sqft

1993

Year built

Home Details

From the moment you arrive, the charming modern cottage-style front door sets the tone and warmly welcomes you home. Filled with natural sunlight, this beautifully updated residence offers a bright and inviting atmosphere throughout. The thoughtfully renovated kitchen is the heart of the home, featuring a center island, new quartz countertops, tile backsplash, and stainless steel appliances--perfect for both everyday living and entertaining. A versatile sitting room with built-ins offers the ideal space for a cozy breakfast nook or reading area. The formal living room, complete with a wood-burning fireplace, is currently enjoyed as a billiard room, showcasing the home's flexible layout. The spacious sunken family room is a true highlight, featuring custom built-ins and an abundance of windows, seamlessly connecting to the expansive outdoor patio and fully fenced backyard--ideal for gatherings, play, and relaxation. An unfinished basement with a separate entry provides excellent potential for future finishing, storage, or flexible use. Major mechanical updates include a new furnace, central air conditioning system, and hot water heater, all installed in 2024. Set on a peaceful cul-de-sac, this home offers both privacy and convenience, with easy access to parks, shopping, schools, and the scenic Hudson Mohawk Hike and Bike Trail. Located within the award-winning Niskayuna School District, this move-in ready home truly has it all.

Interior Details

Square Feet
  • 2121

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 17860

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$9,054

$44,400

$260,600

--%

$305,000

2020

$9,054

$44,400

$260,600

--%

$305,000

2018

$9,780

$44,400

$281,600

--%

$326,000

2017

$9,480

$44,400

$281,600

--%

$326,000

2016

$9,689

$44,400

$281,600

--%

$326,000

2015

$9,323

$44,400

$281,600

--%

$326,000

2013

$8,989

$44,400

$281,600

--%

$326,000

2011

$8,634

$44,400

$281,600

--%

$326,000

percent-home-icon

Average Home Price in 12309

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4 Beds

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Sold 10/18/2026

$599,000

4 Beds

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Sold 10/13/2026

$485,000

4 Beds

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$461,642

4 Beds

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Sold NaN/NaN/NaN

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4 Beds

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Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
599,000
$
Down payment
119,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,594
$
HOA (Monthly)
0
$
PMI
0
$
$3,877
Your Payment
Total Monthly Payment:$3,877
Percent of Income:66%
Affordable:No

Details for 3 CEPHALONIA DR

Property Debt

Foreclosure Contact Details