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$173,290

Listing Price

4beds

1baths

1,652sqft

14,810sqft lot

54 Center St, Waterloo, NY 13165

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

104.9

Price / sqft

1880

Year built

Home Details

Well-maintained and move-in-ready two-story home in the heart of Waterloo! Set on a generous .34-acre deep lot, the property offers abundant outdoor space, great garden areas, an open rear deck, and a 20' x 12' storage shed, along with plenty of off-street parking. Inside, the home features a flexible and convenient layout with two bedrooms and a full bathroom on the main level-ideal for one-floor living-and two additional bedrooms plus another full bath upstairs. The spacious front living room includes a built-in surround sound system, while the bright formal dining room brings in plenty of natural light. A large kitchen sits at the center of the home and connects to a bonus room perfect for additional storage, a pantry, or a small office. A first-floor laundry room adds even more everyday convenience. Enjoy additional living space on the enclosed front porch, perfect for relaxing mornings or seasonal use. Major updates include a 1-year-old roof and 2-year-old HVAC system with central air, providing peace of mind for years to come. A comfortable layout, well-cared-for condition, and a spacious lot make this a fantastic opportunity in the village of Waterloo.

Interior Details

Square Feet
  • 1652

Bedrooms
  • 4

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 14810

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,150

$14,900

$69,000

--%

$83,900

2016

$2,671

$14,900

$69,000

--%

$83,900

2016

$2,671

$14,900

$69,000

--%

$83,900

2015

$-1

$13,200

$55,800

--%

$69,000

percent-home-icon

Average Home Price in 13165

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$155,286

3 Beds

1 Baths

1,502 Sqft

5,663 Lot (sqft)

Sold 10/27/2026

$299,000

4 Beds

2 Baths

1,494 Sqft

61,420 Lot (sqft)

Sold 10/13/2026

$179,900

4 Beds

1 Baths

1,420 Sqft

30,056 Lot (sqft)

Sold 10/13/2026

$189,900

3 Beds

2 Baths

1,672 Sqft

10,019 Lot (sqft)

Sold 10/12/2026

$178,387

4 Beds

1 Baths

1,518 Sqft

103,673 Lot (sqft)

Sold 10/27/2026

$275,900

2 Beds

2 Baths

1,410 Sqft

30,056 Lot (sqft)

Sold 09/29/2026

$99,900

4 Beds

1.5 Baths

1,775 Sqft

3,920 Lot (sqft)

Sold 10/27/2026

$265,000

4 Beds

2 Baths

1,566 Sqft

43,996 Lot (sqft)

Sold 10/05/2026

$109,900

5 Beds

2 Baths

1,439 Sqft

10,454 Lot (sqft)

Sold 11/02/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
173,290
$
Down payment
34,658
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,039.74
$
HOA (Monthly)
0
$
PMI
0
$
$1,122
Your Payment
Total Monthly Payment:$1,122
Percent of Income:19%
Affordable:Yes

Details for 54 CENTER ST

Property Debt

Foreclosure Contact Details