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$445,000

Listing Price

3beds

2baths

2,520sqft

14,375sqft lot

396 Cardinal Ln, Toccoa, GA 30577

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

176.59

Price / sqft

1987

Year built

Home Details

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, youll find a two-car carport and an outbuilding that complements the homes exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether youre looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

Interior Details

Square Feet
  • 2520

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Hardwood

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 14375

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,614

$25,143

$57,657

--%

$82,800

2019

$2,817

$25,992

$62,856

--%

$88,848

2018

$2,365

$25,992

$48,615

--%

$74,607

2017

$2,338

$25,992

$48,615

--%

$74,607

2016

$2,302

$25,992

$48,615

--%

$74,607

2014

$2,315

$16,440

$54,158

--%

$70,598

2013

$2,115

$16,440

$54,400

--%

$70,840

2011

$2,123

$0

$0

--%

$70,840

percent-home-icon

Average Home Price in 30577

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$445,000

3 Beds

2 Baths

2,520 Sqft

14,375 Lot (sqft)

Sold 10/18/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
445,000
$
Down payment
89,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,670
$
HOA (Monthly)
0
$
PMI
0
$
$2,881
Your Payment
Total Monthly Payment:$2,881
Percent of Income:49%
Affordable:No

Details for 396 CARDINAL LN

Property Debt

Foreclosure Contact Details