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$445,000

Listing Price

3beds

2baths

1,860sqft

13,258sqft lot

235 Cardinal Cir W, Saint Marys, GA 31558

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

176.83

Price / sqft

1991

Year built

Home Details

235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include a gas water heater for energy efficiency and the pride of ownership that shows throughout the home.For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy

Interior Details

Square Feet
  • 1860

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 13258

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Stucco

Foundation
  • N/A

Roof
  • Hip

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,667

$24,000

$66,958

--%

$90,958

2019

$1,667

$24,000

$66,958

--%

$90,958

2018

$1,542

$28,000

$66,958

--%

$94,958

2016

$1,570

$24,000

$61,134

--%

$85,134

2016

$1,570

$24,000

$57,859

--%

$81,859

2013

$1,426

$24,000

$57,859

--%

$81,859

2013

$1,426

$24,000

$58,464

--%

$82,464

2012

$1,426

$0

$0

--%

$80,580

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Average Home Price in 31558

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$385,000

3 Beds

2 Baths

1,958 Sqft

10,768 Lot (sqft)

Sold 06/12/2026

$456,000

3 Beds

2 Baths

2,039 Sqft

21,678 Lot (sqft)

Sold 10/05/2026

$417,153

3 Beds

2 Baths

1,952 Sqft

12,167 Lot (sqft)

Sold 10/06/2026

$445,000

3 Beds

2 Baths

1,860 Sqft

13,258 Lot (sqft)

Sold 09/29/2026

$559,500

4 Beds

2.5 Baths

1,999 Sqft

14,462 Lot (sqft)

Sold 10/06/2026

$338,000

3 Beds

2 Baths

1,694 Sqft

20,182 Lot (sqft)

Sold 10/05/2026

$429,753

3 Beds

2 Baths

2,079 Sqft

13,489 Lot (sqft)

Sold 10/06/2026

$445,000

3 Beds

2 Baths

1,812 Sqft

26,572 Lot (sqft)

Sold 05/04/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
445,000
$
Down payment
89,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,670
$
HOA (Monthly)
0
$
PMI
0
$
$2,881
Your Payment
Total Monthly Payment:$2,881
Percent of Income:49%
Affordable:No

Details for 235 CARDINAL CIR W

Property Debt

Foreclosure Contact Details