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$449,900

Listing Price

1beds

1baths

678sqft

--sqft lot

28 Cardinal, Rancho Santa Margarita, CA 92688

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Condo / Townhome

Home type

685.34

Price / sqft

1989

Year built

Home Details

Located in the coveted Belfora community, this peaceful upper-level condo offers the perfect blend of comfort and convenience in one of Rancho Santa Margaritas most desirable neighborhoods. The spacious 1 bedroom, 1 bathroom home spans close to 700 square feet with an open floor plan that maximizes every inch. Vaulted cathedral ceilings create a light, airy atmosphere in the living and dining areas, anchored by a cozy fireplace. The kitchen features newer appliances, a great functional layout with a breakfast bar open to the living areas, plus lots of extra storage in a mirrored closet. The bedroom suite includes a large walk-in mirrored closet and a full bathroom with double sinks and shower/soaking tub. Outside, enjoy sun and tranquil views of trees and community greenery from your front balcony. A dedicated storage closet accommodates a stackable washer and dryer. The unit also comes with an assigned carport space, with plenty of guest parking available. Located in the tranquil interior of the complex for maximum privacy. The Belfora community features a pool, spa, and playground, plus residents enjoy access to all Rancho Santa Margarita Master HOA amenities including community parks, pools, Beach Club & Lagoon, lake and clubhouse. With easy access to local shops, restaurants, groceries, and more, this home checks all the boxes.

Interior Details

Square Feet
  • 678

Bedrooms
  • 1

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • N/A

Water
  • No

Sewer
  • No

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • N/A

Style
  • Condo/apartment

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,091

$97,602

$108,971

--%

$206,573

2019

$2,245

$95,688

$106,835

--%

$202,523

2018

$2,209

$93,811

$104,741

--%

$198,552

2017

$2,216

$91,971

$102,688

--%

$194,659

2016

$2,436

$90,168

$100,675

--%

$190,843

2014

$2,251

$76,114

$90,736

--%

$166,850

2013

$1,851

$42,744

$90,736

--%

$133,480

2012

$2,077

$42,744

$90,736

--%

$133,480

percent-home-icon

Average Home Price in 92688

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$470,923

1 Beds

1 Baths

678 Sqft

0 Lot (sqft)

Sold 10/07/2026

$486,671

2 Beds

1 Baths

618 Sqft

0 Lot (sqft)

Sold 08/03/2026

$507,373

1 Beds

1 Baths

760 Sqft

0 Lot (sqft)

Sold 10/06/2026

$520,000

2 Beds

1 Baths

668 Sqft

0 Lot (sqft)

Sold 09/29/2026

$430,000

1 Beds

1 Baths

693 Sqft

0 Lot (sqft)

Sold 10/06/2026

$449,900

1 Beds

1 Baths

678 Sqft

0 Lot (sqft)

Sold 09/29/2026

$469,000

2 Beds

1 Baths

618 Sqft

0 Lot (sqft)

Sold 10/05/2026

$495,000

2 Beds

1.5 Baths

658 Sqft

0 Lot (sqft)

Sold 04/29/2022

$515,600

1 Beds

1 Baths

709 Sqft

0 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
449,900
$
Down payment
89,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,699.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,912
Your Payment
Total Monthly Payment:$2,912
Percent of Income:50%
Affordable:No

Details for 28 CARDINAL

Property Debt

Foreclosure Contact Details