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$189,900

Listing Price

5beds

2baths

2,501sqft

11,022sqft lot

640 Boyd St, Watertown, NY 13601

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Multi-Family

Home type

--

Price / sqft

1842

Year built

Home Details

Charming Two-Story Victorian Flexible Single-Family or Duplex Layout This spacious two-story Victorian home offers versatility and character, easily functioning as either a single-family residence or a duplex. A dividing wall provides separation between the upstairs and downstairs units, making it ideal for multi-generational living or rental income potential. Potential In-Law Suite. There are 2 electric meters and 2 water meters, there are also 2 controls for a dual split for the furnace, with 2 separate controls on the unit itself in the basement. Each apartment has it's own thermostat The property features 5 bedrooms and 2 full bathrooms, offering plenty of room for comfortable living. The upstairs unit includes 2 enclosed sunporches, perfect for relaxing, enjoying morning coffee, or creating a bright workspace. Double wide side by side driveway, not a shared driveway! Whether youre looking to invest or create a large family home, this property blends historic charm with functional flexibility.

Interior Details

Square Feet
  • 2501

Bedrooms
  • 5

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 11022

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Composition/composite

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

0

$0

$14,200

$77,500

--%

$91,700

0

$0

$14,200

$77,500

--%

$91,700

0

$0

$14,200

$77,500

--%

$91,700

0

$0

$14,200

$77,500

--%

$91,700

0

$0

$14,200

$77,500

--%

$91,700

0

$0

$14,200

$77,500

--%

$91,700

2011

$0

$14,200

$77,500

--%

$91,700

percent-home-icon

Average Home Price in 13601

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$--

4 Beds

2 Baths

2,400 Sqft

4,988 Lot (sqft)

Sold 10/17/2026

$--

6 Beds

2 Baths

2,672 Sqft

5,300 Lot (sqft)

Sold 08/19/2026

$--

5 Beds

2 Baths

2,432 Sqft

8,160 Lot (sqft)

Sold 07/28/2026

$235,000

4 Beds

2 Baths

2,356 Sqft

6,875 Lot (sqft)

Sold 10/13/2026

$--

6 Beds

3 Baths

2,805 Sqft

3,528 Lot (sqft)

Sold NaN/NaN/NaN

$249,900

6 Beds

3 Baths

2,734 Sqft

4,131 Lot (sqft)

Sold 10/18/2026

$99,900

4 Beds

2 Baths

2,310 Sqft

6,970 Lot (sqft)

Sold 09/29/2026

$235,000

6 Beds

2 Baths

2,448 Sqft

9,261 Lot (sqft)

Sold 10/18/2026

$189,900

5 Beds

2 Baths

2,501 Sqft

11,022 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
189,900
$
Down payment
37,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,139.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,229
Your Payment
Total Monthly Payment:$1,229
Percent of Income:21%
Affordable:Yes

Details for 640 BOYD ST

Property Debt

Foreclosure Contact Details