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$583,173

Listing Price

3beds

3baths

2,186sqft

21,344sqft lot

21 Bowen Dr, Belmont, NC 28012

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

266.78

Price / sqft

1973

Year built

Home Details

Come see this charming full brick cottage set on a sprawling half-acre lot just minutes from vibrant downtown Belmont, NC! Blending timeless character with modern comfort, this home was fully renovated in 2018 and offers a light, bright, and airy feel throughout. Thoughtfully designed with multiple living areas and an open-concept kitchen and den, anchored by a cozy wood-burning fireplace, the layout is both functional and inviting. The kitchen features white shaker cabinetry, leathered granite countertops, a designer tile backsplash, and a full stainless steel appliance package. The home offers four bedrooms, a bonus room, and a sunroom, and is serviced by a three-bedroom septic system. The primary suite provides a comfortable retreat with a beautifully updated ensuite bath and a generous walk-in closet. Additional highlights include a rear-load attached two-car garage, storage building, and a heated and cooled sunroom. No city taxes and No HOA! Ideally located for those who enjoy both nature and convenience, youre close to outdoor destinations like the U.S. National Whitewater Center, Daniel Stowe Botanical Garden, and the scenic Catawba River and Lake Wylie. Perfect for kayaking, fishing, and exploring. With easy access to Charlotte Douglas International Airport and the greater Charlotte area, Belmont offers a balanced lifestyle with both small-town charm and everyday accessibility.

Interior Details

Square Feet
  • 2186

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 21344

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Brick Veneer

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,539

$50,000

$243,220

--%

$293,220

2019

$2,568

$50,000

$243,220

--%

$293,220

2018

$1,936

$40,000

$172,759

--%

$212,759

2017

$1,599

$40,000

$135,777

--%

$175,777

2016

$1,617

$40,000

$135,777

--%

$175,777

2013

$1,685

$50,000

$130,413

--%

$180,413

2013

$1,685

$50,000

$130,413

--%

$180,413

2012

$1,603

$50,000

$130,413

--%

$180,413

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Average Home Price in 28012

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$642,274

4 Beds

2 Baths

2,019 Sqft

28,314 Lot (sqft)

Sold 09/23/2026

$513,035

4 Beds

2 Baths

2,192 Sqft

7,405 Lot (sqft)

Sold 10/18/2026

$583,173

3 Beds

3 Baths

2,186 Sqft

21,344 Lot (sqft)

Sold 10/18/2026

$420,000

3 Beds

2.5 Baths

2,363 Sqft

29,621 Lot (sqft)

Sold 10/13/2026

$433,436

3 Beds

1 Baths

2,007 Sqft

26,136 Lot (sqft)

Sold 10/18/2026

$425,000

3 Beds

3 Baths

2,170 Sqft

41,818 Lot (sqft)

Sold 09/29/2026

$639,000

3 Beds

3 Baths

2,087 Sqft

29,621 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
583,173
$
Down payment
116,634.6
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,499.03
$
HOA (Monthly)
0
$
PMI
0
$
$3,775
Your Payment
Total Monthly Payment:$3,775
Percent of Income:65%
Affordable:No

Details for 21 BOWEN DR

Property Debt

Foreclosure Contact Details