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$410,000

Listing Price

3beds

2baths

1,575sqft

13,504sqft lot

97 Bell St, Spruce Pine, NC 28777

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

260.32

Price / sqft

1920

Year built

Home Details

This charming home has been thoughtfully renovated with all the right updates - new windows throughout, beautifully stained original hardwood floors, a brand-new master suite complete with a walk-in closet and private bath, and a new heating and air system for year-round comfort.nnThe main level shines with its refreshed spaces and modern touches, while the unfinished basement offers phase two potential - whether you dream of an additional living area, guest suite, or income-producing apartment, the possibilities are endless.nnLocated just minutes from downtown, this home gives you the convenience of town living with access to outdoor rec like the Blue Ridge Parkway... minutes away! With so many major upgrades already complete, all thats left is to make it your own.nnHighlights:nNew windows throughoutnStained original hardwood floorsnNewly added master bath + walk-in closetnRenovated hall bathroomnNew heating and air systemnBasement has new windows, sheetrock, and can lightsnLandscapingnPrivacy Fencen.

Interior Details

Square Feet
  • 1575

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 13504

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$283

$18,000

$30,800

--%

$48,800

2020

$283

$18,000

$30,800

--%

$48,800

2018

$283

$18,000

$30,800

--%

$48,800

2017

$354

$18,000

$43,100

--%

$61,100

2016

$323

$18,000

$43,100

--%

$61,100

percent-home-icon

Average Home Price in 28777

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$241,252

3 Beds

2 Baths

1,632 Sqft

14,810 Lot (sqft)

Sold 09/01/2026

$459,000

3 Beds

2 Baths

1,580 Sqft

16,988 Lot (sqft)

Sold 10/13/2026

$410,000

3 Beds

2 Baths

1,575 Sqft

13,504 Lot (sqft)

Sold 10/13/2026

$263,000

3 Beds

1 Baths

1,380 Sqft

65,776 Lot (sqft)

Sold 10/18/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
410,000
$
Down payment
82,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,460
$
HOA (Monthly)
0
$
PMI
0
$
$2,654
Your Payment
Total Monthly Payment:$2,654
Percent of Income:45%
Affordable:No

Details for 97 BELL ST

Property Debt

Foreclosure Contact Details

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