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$164,900

Listing Price

3beds

2baths

1,495sqft

5,324sqft lot

970 Bay St, Rochester, NY 14609

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Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

123.24

Price / sqft

1920

Year built

Home Details

Fully Renovated 3 bedroom with finished 3rd floor Colonial in Homestead Heights Under $200K!nWelcome to 970 Bay St! Charming 3-bedroom, 1.5-bath colonial in coveted Homestead Heightsjust minutes from downtown and expressways.nRecent Upgrades Include:nLuxury vinyl plank flooring throughout beautiful and low-maintenance - All NEW Energy-efficient windows that flood the home with light and lower your energy bills - Modern kitchen and appliancesmove-in ready! Finished 3rd floor - Dry and clean basement with washer/dryer included - extra large garage with workshop - Fresh paint and updated fixturesnothing left to do but unpack!nPriced competitively at $164,900, this home stacks up against renovated comps in the neighborhood while offering superior energy savings, larger lot and modern designnnEnjoy a family-friendly community with city schools, local parks, and easy commutes. Homestead Heights is one of Rochesters fastest-appreciating neighborhoods.nnThis turnkey home wont last. Whether youre a first-time buyer or looking to right-size, enjoy peace of mind, location, and upgraded featuresall for under $200K. Schedule your showing today!

Interior Details

Square Feet
  • 1495

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5324

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$791

$7,800

$48,500

--%

$56,300

2018

$1,941

$7,800

$48,500

--%

$56,300

2017

$753

$7,800

$48,500

--%

$56,300

2016

$715

$7,800

$48,500

--%

$56,300

2015

$841

$7,800

$50,200

--%

$58,000

2013

$920

$7,800

$50,200

--%

$58,000

2011

$1,570

$7,800

$47,200

--%

$55,000

percent-home-icon

Average Home Price in 14609

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$--

3 Beds

2 Baths

1,297 Sqft

4,792 Lot (sqft)

Sold 09/01/2026

$75,433

3 Beds

1 Baths

1,296 Sqft

4,640 Lot (sqft)

Sold 08/27/2026

$181,299

3 Beds

1.5 Baths

1,460 Sqft

3,999 Lot (sqft)

Sold 08/07/2026

$75,738

3 Beds

1 Baths

1,374 Sqft

5,640 Lot (sqft)

Sold 08/07/2026

$101,728

3 Beds

1.5 Baths

1,300 Sqft

6,960 Lot (sqft)

Sold 08/07/2026

$193,446

3 Beds

1 Baths

1,460 Sqft

3,997 Lot (sqft)

Sold 07/16/2026

$201,326

3 Beds

2 Baths

1,296 Sqft

5,508 Lot (sqft)

Sold 10/05/2026

$230,000

3 Beds

1.5 Baths

1,453 Sqft

3,000 Lot (sqft)

Sold 10/06/2026

$140,402

3 Beds

1.5 Baths

1,310 Sqft

4,400 Lot (sqft)

Sold NaN/NaN/NaN

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
164,900
$
Down payment
32,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
989.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,067
Your Payment
Total Monthly Payment:$1,067
Percent of Income:18%
Affordable:Yes

Details for 970 BAY ST

Property Debt

Foreclosure Contact Details