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$1,100,000

Listing Price

3beds

3baths

2,135sqft

45,302sqft lot

204 Bay Shore Dr, Belmont, NC 28012

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

466.04

Price / sqft

1988

Year built

Home Details

Extraordinary 3-bedroom waterfront home offering breathtaking lake views and approximately 200 feet of shoreline, all set on a private, gently sloped lot. Thoughtfully designed to maximize the scenery, the bright and open great room features a vaulted ceiling, skylights, a cozy fireplace, and expansive lake views. The spacious kitchen is equipped with stainless steel appliances, a gas cooktop, granite countertops, and a breakfast bar. The adjoining dining space is perfect for lingering over morning coffee while taking in the stunning waterfront setting. A large laundry room, two bedrooms, plus a full bath complete the main floor. The spacious 2nd floor primary suite is a true retreat, complete with a vaulted ceiling, built-in cabinetry, and a sitting area overlooking the lake. The en-suite bath includes dual vanities, a walk-in closet, a garden tub, and a walk-in tiled shower. Upstairs, a versatile loft provides an ideal space for a home office or additional living area. There is even a hard to find 4 car garage! Outdoor living is just as impressive, featuring a large deck, gazebo, floating dock, and a private boat ramp-everything you need to fully enjoy lake life. Positioned on a peaceful cove that opens to the main channel, this property offers both tranquility and easy access to open water. Exterior siding and interior freshly painted! Located in charming Belmont, youll enjoy a welcoming small-town atmosphere with convenient proximity to Uptown Charlotte, airport, and I-85

Interior Details

Square Feet
  • 2135

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 45302

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Contemporary

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,802

$169,430

$246,650

--%

$416,080

2019

$3,844

$169,430

$246,650

--%

$416,080

2018

$3,379

$169,425

$178,999

--%

$348,424

2016

$3,337

$169,425

$178,999

--%

$348,424

2015

$3,337

$169,425

$178,999

--%

$348,424

2013

$3,369

$200,800

$153,920

--%

$354,720

2013

$3,369

$200,800

$153,920

--%

$354,720

2012

$3,210

$200,800

$153,920

--%

$354,720

percent-home-icon

Average Home Price in 28012

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$579,900

3 Beds

3 Baths

1,976 Sqft

11,326 Lot (sqft)

Sold 09/29/2026

$1,100,000

3 Beds

3 Baths

2,135 Sqft

45,302 Lot (sqft)

Sold 10/13/2026

$1,572,215

4 Beds

2 Baths

2,275 Sqft

48,787 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,100,000
$
Down payment
220,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
6,600
$
HOA (Monthly)
0
$
PMI
0
$
$7,121
Your Payment
Total Monthly Payment:$7,121
Percent of Income:122%
Affordable:No

Details for 204 BAY SHORE DR

Property Debt

Foreclosure Contact Details