PENDING

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$639,900

Listing Price

--beds

2baths

2,048sqft

16,509sqft lot

109 Bay Lake Dr, Ormond Beach, FL 32174

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

312.45

Price / sqft

2003

Year built

Home Details

Welcome to this beautifully upgraded 3/2 ICI Tiffany model in desirable Ormond Beach, where refined indoor comfort meets exceptional Florida outdoor living. From the moment you arrive, the impressive curb appeal sets the tone, featuring elegant stone accents on the front of the home, plantation shutters, professionally enhanced landscaping with decorative lava rock, and a Shark-coated driveway and garage floor for both style and durability.nnStep inside to a light, upgraded interior that has been freshly painted throughout and features tile flooring across the entire home for effortless Florida living. New LED lighting adds a crisp, modern touch, while plantation shutters provide timeless elegance and privacy.nThe gourmet kitchen has been thoughtfully refreshed with new granite countertops, a new sink and faucet, creating a beautiful and functional space for everyday living and entertaining. The spacious primary suite offers a private retreat, complete with custom closets, an updated primary bathroom, and sliding glass doors leading directly to the lanai. The guest bedroom offers exceptional flexibility with a Murphy bed and wraparound desk, making it ideal for guests, a home office, or both.nnThe true showstopper is the resort-style backyard oasis. The approximately two-year-old saltwater, heated pool features LED lighting and Wi-Fi capability, creating the perfect setting for relaxing swims, evening entertaining, or enjoying Florida's year-round outdoor lifestyle. A screene

Interior Details

Square Feet
  • 2048

Bedrooms
  • N/A

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 16509

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway Concrete

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Concrete

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,329

$0

$0

--%

$180,772

2019

$2,301

$0

$0

--%

$176,708

2018

$2,301

$0

$0

--%

$173,413

2017

$2,278

$0

$0

--%

$169,846

2016

$2,212

$0

$0

--%

$164,344

2014

$2,234

$0

$0

--%

$161,907

2013

$2,201

$0

$0

--%

$159,514

2012

$2,251

$0

$0

--%

$162,919

percent-home-icon

Average Home Price in 32174

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$504,410

-- Beds

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2,028 Sqft

10,890 Lot (sqft)

Sold 09/10/2026

$512,969

-- Beds

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2,056 Sqft

14,549 Lot (sqft)

Sold 08/22/2026

$527,507

-- Beds

2 Baths

1,985 Sqft

11,413 Lot (sqft)

Sold 05/14/2026

$159,900

3 Beds

2 Baths

2,081 Sqft

24,873 Lot (sqft)

Sold 10/12/2026

$574,900

3 Beds

2 Baths

2,149 Sqft

15,115 Lot (sqft)

Sold 09/29/2026

$398,000

3 Beds

2 Baths

1,931 Sqft

14,026 Lot (sqft)

Sold 10/05/2026

$489,879

-- Beds

2 Baths

2,014 Sqft

12,502 Lot (sqft)

Sold 10/06/2026

$409,000

-- Beds

2 Baths

2,030 Sqft

11,369 Lot (sqft)

Sold 10/13/2026

$639,900

-- Beds

2 Baths

2,048 Sqft

16,509 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
639,900
$
Down payment
127,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,839.4
$
HOA (Monthly)
0
$
PMI
0
$
$4,142
Your Payment
Total Monthly Payment:$4,142
Percent of Income:71%
Affordable:No

Details for 109 BAY LAKE DR

Property Debt

Foreclosure Contact Details