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$950,000

Listing Price

4beds

3baths

2,222sqft

15,104sqft lot

3528 Bay Island Cir, Jacksonville Beach, FL 32250

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

392.81

Price / sqft

2000

Year built

Home Details

Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area's most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.

Interior Details

Square Feet
  • 2222

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15104

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,522

$0

$0

--%

$288,928

2019

$4,469

$0

$0

--%

$282,433

2018

$4,411

$0

$0

--%

$277,167

2017

$4,355

$0

$0

--%

$271,467

2016

$4,286

$0

$0

--%

$265,884

2014

$4,379

$0

$0

--%

$261,941

2013

$4,345

$0

$0

--%

$258,070

2012

$4,021

$0

$0

--%

$253,757

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Average Home Price in 32250

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$691,411

4 Beds

2 Baths

2,120 Sqft

6,777 Lot (sqft)

Sold 09/22/2026

$725,000

3 Beds

2 Baths

2,478 Sqft

12,652 Lot (sqft)

Sold 09/17/2026

$1,045,335

3 Beds

2 Baths

1,987 Sqft

12,443 Lot (sqft)

Sold 09/10/2026

$629,155

4 Beds

2 Baths

2,033 Sqft

5,814 Lot (sqft)

Sold 08/06/2026

$865,487

3 Beds

2.5 Baths

2,171 Sqft

8,398 Lot (sqft)

Sold 06/02/2026

$800,000

3 Beds

2 Baths

1,928 Sqft

9,088 Lot (sqft)

Sold 10/06/2026

$879,000

3 Beds

2 Baths

2,172 Sqft

9,144 Lot (sqft)

Sold 10/06/2026

$1,378,011

4 Beds

2.5 Baths

2,068 Sqft

6,040 Lot (sqft)

Sold 10/05/2026

$1,150,000

5 Beds

3 Baths

2,198 Sqft

10,288 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
950,000
$
Down payment
190,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,700
$
HOA (Monthly)
0
$
PMI
0
$
$6,150
Your Payment
Total Monthly Payment:$6,150
Percent of Income:105%
Affordable:No

Details for 3528 BAY ISLAND CIR

Property Debt

Foreclosure Contact Details