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$495,000

Listing Price

2beds

2baths

2,148sqft

15,499sqft lot

32 Bay Ave, Osprey, FL 34229

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Single Family

Home type

184.11

Price / sqft

1962

Year built

Home Details

One or more photo(s) has been virtually staged. This gorgeous ALL MAJOR SYSTEMS UPGRADED non-deed restricted home is located one block from water access and features inexpensive boat slips with no mandatory HOA fees. Homes at this price, this close to the water, not in the AE flood zone (zoning is X, X500), and in a community like this are very rare. With its recent remodel, the home has a modern feeling interior and a relatively open floor plan consisting of 3 large interconnected common rooms. Theres enough space for a living room, family room, dining room, game room, office space and whatever else suits your needs. This home has a split bedroom layout and 2 bathrooms (one en-suite; other could be made en-suite). The oversized garage with over 500 SF has a set of sliding doors leading to the backyard and covered side-yard. Lush mature Florida landscape is throughout and with this large 15, 500 SF of land there is ample space to add a pool area. The BEST PART is you can make this property your own oasis without spending a fortune on updating the main systems of the home as they have already been updated. New metal roof (2018), new HVAC/new duct work (2022), new plumbing (2022), electric moved underground/200 amp panel/RV hookup (2022), new septic/drain field (2022), water heater and appliances (2022). This quaint neighborhood community features a waterfront park on a protected bay inlet with boat docks, kayak launch, picnic area, and storage for kayaks/paddle boards (please

Interior Details

Square Feet
  • 2148

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15499

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Concrete Block

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,278

$73,300

$145,000

--%

$218,300

2019

$3,369

$95,900

$133,400

--%

$229,300

2018

$2,893

$91,600

$101,100

--%

$192,700

2017

$1,927

$0

$0

--%

$148,702

2016

$1,913

$0

$0

--%

$145,643

2014

$1,932

$0

$0

--%

$143,483

2013

$1,928

$0

$0

--%

$141,363

2012

$1,879

$0

$0

--%

$139,000

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Average Home Price in 34229

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Bed

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Sold Date

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Sold 10/13/2026

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Sold 10/13/2026

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3 Beds

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Sold 10/06/2026

$460,000

4 Beds

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Sold 09/29/2026

$675,000

3 Beds

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Sold 10/13/2026

$514,003

3 Beds

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Sold 10/13/2026

$596,996

3 Beds

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Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
495,000
$
Down payment
99,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,970
$
HOA (Monthly)
0
$
PMI
0
$
$3,204
Your Payment
Total Monthly Payment:$3,204
Percent of Income:55%
Affordable:No

Details for 32 BAY AVE

Property Debt

Foreclosure Contact Details