190 Ballston Ave, Saratoga Springs, NY 12866

Seller offering up to $15,000 toward a buyer interest rate buydown or closing costs with an acceptable offer. A temporary rate buydown may allow qualified buyers to make mortgage payments based on an interest rate approximately 3% lower during the first year, 2% lower during the second year, and 1% lower during the third year before returning to the note rate. Buyers should consult their lender for qualifications, payment scenarios, and financing details.nnLocated in Saratoga Springs, this move-in ready 4-bedroom, 2-bath home offers the updates buyers want combined with flexible living space and a location that places you just minutes from everything Saratoga has to offer. Whether you're searching for a primary residence, multi-generational living opportunity, or a home with room to adapt to your changing needs, this property delivers exceptional value.nnThe main level features an updated kitchen, comfortable living and dining areas, three bedrooms, and a full bath. The finished lower level expands your living options with a spacious family room, an additional bedroom, a second full bath, laundry area, and walkout access to the backyard. The layout offers flexibility for guests, remote work, hobbies, recreation, or extended living arrangements.nnMajor improvements have already been completed, allowing buyers to move in with confidence. Recent updates include a new roof, new siding, new gutters, new garage door, newer windows, updated kitchen, updated bathrooms, and additional