1860 Alberta Dr, Clearwater, FL 33756

No HOA. No CDD. No association fees. Add Flood Zone X and a non-evacuation-zone location, and you have a combination that's hard to find anywhere in Pinellas County. That freedom makes this home a fit for full-time living, a seasonal Florida base, or an investment property.nnThis single-story, 3-bedroom, 2-bath home offers 1,402 sq ft with an open, easy-flowing layout. The big-ticket items are already handled:nn2019 roofn2017 HVACn2021 windows and doorsnnThe updated kitchen is the heart of the home, with granite counters, stainless-steel appliances, modern cabinetry, and a designer tile backsplash. It opens straight into the living and dining areas, so whoever's cooking stays part of the conversation.nnTile runs throughout with no carpet anywhere, and both bathrooms have been updated with contemporary finishes. Energy-efficient lighting and an attic fan help keep cooling costs in check. Irrigation runs off a well, so a green lawn won't inflate your water bill.nnThen there's the lot. At 9,165 sq ft (about 0.21 acres, 85 x 108) and level, it gives you real room to create the backyard you want. A pool, an outdoor kitchen, or boat and RV parking could all fit, subject to zoning and permitting. The attached 2-car garage and driveway cover parking and storage.nnThe central location puts you about:nn5 minutes to Eagle Lake Park and Highland Recreation Complexn10 minutes to downtown Clearwater and Coachman Parkn1520 minutes to Clearwater Beach, Indian Rocks Beach, and Sand Keyn30 min