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$249,000

Listing Price

3beds

1.5baths

1,187sqft

8,008sqft lot

3095 Albany St, Schenectady, NY 12304

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

219.71

Price / sqft

1925

Year built

Home Details

This well maintained 3-bedroom 1.5 bath colonial has been a gem for 34 years and its time to let her go. With a central brick fireplace and open kitchen dining area. With the original wood floors and large windows that fill the home with natural light, creating a warm inviting atmosphere. The 2/3 finished basement can be used as a recreation room and includes an additional antique oven. The exterior and interior have been recently painted. New roofing was completed on the house and garage in 2019. The large backyard is 80% fenced in with an additional dog run on the side of the house. With a 2-car garage and a 4-car driveway there is plenty of room for all your vehicles and guests. A hard-wired exterior camera system is in place. Ready to move in or customize to your taste.

Interior Details

Square Feet
  • 1187

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8008

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,467

$15,800

$89,600

--%

$105,400

2020

$4,467

$15,800

$89,600

--%

$105,400

2018

$4,451

$15,800

$89,600

--%

$105,400

2017

$4,483

$15,800

$89,600

--%

$105,400

2016

$4,627

$15,800

$89,600

--%

$105,400

2015

$4,726

$15,800

$89,600

--%

$105,400

2013

$4,680

$15,800

$89,600

--%

$105,400

2011

$4,390

$15,800

$89,600

--%

$105,400

percent-home-icon

Average Home Price in 12304

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Bed

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Sqft

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Sold Date

$282,316

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2 Beds

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Sold 06/18/2026

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2 Beds

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Sold 05/12/2026

$274,900

2 Beds

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Sold 10/13/2026

$249,900

2 Beds

2 Baths

1,268 Sqft

11,900 Lot (sqft)

Sold 10/13/2026

$225,000

3 Beds

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12,750 Lot (sqft)

Sold 10/12/2026

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3 Beds

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Sold 10/13/2026

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3 Beds

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Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
249,000
$
Down payment
49,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,494
$
HOA (Monthly)
0
$
PMI
0
$
$1,612
Your Payment
Total Monthly Payment:$1,612
Percent of Income:28%
Affordable:Yes

Details for 3095 ALBANY ST

Property Debt

Foreclosure Contact Details