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$205,000

Listing Price

3beds

2baths

1,512sqft

10,580sqft lot

407 8th Street Se, Spencer, IA 51301

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

119.42

Price / sqft

1992

Year built

Home Details

Easy decision to make this house your home. Comfortable three bedroom, 2 bath ranch with attached double garage. open floor plan with main floor bedrooms and laundry. Near parks, trails, and Aquatic Center. New furnace and water heater installed September of 2024. A must see. Water in basement the summer of 2024. caused by sump pump failure when city electricity turned off. Clear water. No flood water or sewer backup.

Interior Details

Square Feet
  • 1512

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10580

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$2,758

$20,530

$147,390

--%

$167,920

2018

$2,688

$0

$0

--%

$158,260

2018

$2,688

$0

$0

--%

$158,260

2017

$2,642

$0

$0

--%

$145,610

2016

$2,504

$0

$0

--%

$145,610

percent-home-icon

Average Home Price in 51301

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$299,479

3 Beds

3 Baths

1,312 Sqft

16,500 Lot (sqft)

Sold 08/20/2026

$249,340

3 Beds

2 Baths

1,428 Sqft

10,701 Lot (sqft)

Sold 08/20/2026

$55,000

3 Beds

1.5 Baths

1,332 Sqft

10,272 Lot (sqft)

Sold 07/10/2025

$184,000

3 Beds

2 Baths

1,320 Sqft

8,873 Lot (sqft)

Sold 10/13/2026

$139,000

3 Beds

3 Baths

1,584 Sqft

19,200 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
205,000
$
Down payment
41,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,230
$
HOA (Monthly)
0
$
PMI
0
$
$1,327
Your Payment
Total Monthly Payment:$1,327
Percent of Income:23%
Affordable:Yes

Details for 407 8TH ST SE

Property Debt

Foreclosure Contact Details