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$225,000

Listing Price

--beds

1baths

1,620sqft

7,250sqft lot

509 5th St, Spencer, NC 28159

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

138.89

Price / sqft

1922

Year built

Home Details

SELLER IS OFFERING $3,000 IN CONCESSIONS WITH AN ACCEPTABLE OFFER! Welcome to 509 5th Street in Spencer, where classic character, generous living space, and modern comfort come together in a home that is ready for its next chapter. This charming 3-bedroom, 2-bath home offers approximately 1,620 square feet of one-level living, giving you the space you need without sacrificing the warmth and personality that make an older home special.nnFrom the moment you arrive, the inviting covered front porch sets the tone-an ideal place to enjoy your morning coffee, unwind at the end of the day, or simply take in the neighborhood. Step inside and youll immediately notice the beautiful wood flooring, abundant natural light, and spacious rooms that give this home an open, comfortable feel. The living areas offer plenty of room for both relaxing and entertaining, while the classic fireplace adds an eye-catching focal point and a touch of timeless charm.nnThe kitchen provides ample cabinetry and workspace along with a dishwasher, electric range, and refrigerator, making it easy to settle in and start enjoying the home from day one. The primary bedroom features its own en-suite bathroom, creating a private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, hobby room, or whatever best fits your lifestyle. A dedicated laundry room adds another layer of everyday convenience.nnOutside, the property continues to deliver with a detached one-car garage, provi

Interior Details

Square Feet
  • 1620

Bedrooms
  • N/A

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Package

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7250

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood Siding

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,000

$16,000

$60,217

--%

$76,217

2019

$1,000

$16,000

$60,217

--%

$76,217

2018

$828

$16,000

$47,806

--%

$63,806

2017

$828

$16,000

$47,806

--%

$63,806

2016

$828

$16,000

$47,806

--%

$63,806

2014

$870

$14,500

$54,617

--%

$69,117

2013

$851

$14,500

$54,617

--%

$69,117

2012

$864

$14,500

$54,617

--%

$69,117

2011

$864

$14,500

$54,617

--%

$69,117

percent-home-icon

Average Home Price in 28159

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$114,937

-- Beds

1 Baths

1,400 Sqft

7,250 Lot (sqft)

Sold 10/10/2026

$234,000

-- Beds

2 Baths

1,696 Sqft

23,534 Lot (sqft)

Sold 09/22/2026

$62,186

-- Beds

2 Baths

1,748 Sqft

10,725 Lot (sqft)

Sold 07/07/2026

$229,900

-- Beds

1 Baths

1,632 Sqft

11,050 Lot (sqft)

Sold 06/19/2026

$254,800

3 Beds

2 Baths

1,456 Sqft

7,057 Lot (sqft)

Sold 10/26/2026

$207,016

-- Beds

1 Baths

1,711 Sqft

7,250 Lot (sqft)

Sold 10/27/2026

$124,808

-- Beds

1 Baths

1,636 Sqft

10,200 Lot (sqft)

Sold 10/26/2026

$217,103

-- Beds

2 Baths

1,704 Sqft

7,250 Lot (sqft)

Sold 10/26/2026

$295,000

4 Beds

2 Baths

1,803 Sqft

14,500 Lot (sqft)

Sold 10/26/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
225,000
$
Down payment
45,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,350
$
HOA (Monthly)
0
$
PMI
0
$
$1,456
Your Payment
Total Monthly Payment:$1,456
Percent of Income:25%
Affordable:Yes

Details for 509 5TH ST

Property Debt

Foreclosure Contact Details