PENDING

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$224,900

Listing Price

3beds

2baths

1,892sqft

2,614sqft lot

491 2nd St, Troy, NY 12180

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Multi-Family

Home type

--

Price / sqft

1910

Year built

Home Details

Live for Free in Troy! Vacant Two-Family with Massive Income PotentialnnWhy pay rent when your tenant could pay your mortgage? Check out 491 2nd St, a vacant and versatile two-family home perfect for an owner-occupant or savvy investor.nBoth units are vacant, and ready for immediate occupancy. Live in one unit and rent out the other for an estimated $1,100 per month--enough to cover the bulk of your mortgage, taxes, and insurance!nn Delivered 100% vacant--choose your own tenant and set your own rent.n Estimated $2,200/month total rent potential ($26,400/year).n Manageable monthly carrying costs.n Included are a three car garage, decks and back yard.nWhether you are looking to start your real estate portfolio or just want a smart, affordable way to own a home in a thriving rental market, this is it. Don't let this opportunity pass by--book your tour today!

Interior Details

Square Feet
  • 1892

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2614

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    3

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,589

$8,400

$34,600

--%

$43,000

2018

$1,406

$8,400

$34,600

--%

$43,000

2017

$1,400

$8,400

$34,600

--%

$43,000

2016

$1,850

$8,400

$34,600

--%

$43,000

2015

$4,149

$8,400

$34,600

--%

$43,000

2013

$4,003

$8,400

$34,600

--%

$43,000

2011

$7,777

$1,050

$16,930

--%

$17,980

percent-home-icon

Average Home Price in 12180

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$--

4 Beds

2 Baths

1,696 Sqft

3,049 Lot (sqft)

Sold 08/12/2026

$--

6 Beds

2 Baths

1,760 Sqft

2,614 Lot (sqft)

Sold 08/06/2026

$--

4 Beds

2 Baths

2,076 Sqft

3,049 Lot (sqft)

Sold 07/07/2026

$--

4 Beds

2 Baths

1,754 Sqft

2,614 Lot (sqft)

Sold 06/16/2026

$--

4 Beds

2 Baths

2,140 Sqft

1,742 Lot (sqft)

Sold 06/03/2026

$149,900

5 Beds

2 Baths

2,024 Sqft

3,049 Lot (sqft)

Sold 10/26/2026

$309,900

6 Beds

2 Baths

1,848 Sqft

8,712 Lot (sqft)

Sold 10/26/2026

$--

5 Beds

2.5 Baths

1,648 Sqft

3,049 Lot (sqft)

Sold 10/27/2026

$150,000

5 Beds

2 Baths

1,936 Sqft

3,049 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
224,900
$
Down payment
44,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,349.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,456
Your Payment
Total Monthly Payment:$1,456
Percent of Income:25%
Affordable:Yes

Details for 491 2ND ST

Property Debt

Foreclosure Contact Details