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$149,500

Listing Price

2beds

1baths

816sqft

4,617sqft lot

705 20th St, Spirit Lake, IA 51360

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

268.21

Price / sqft

1920

Year built

Home Details

Welcome to your future home in the heart of Spirit Lake! This charming 2 bedroom 1 bathroom property is located in a friendly neighborhood, ideal for anyone seeking close proximity to area amenities. Upon entry youll notice the inviting living room with abundant natural light, perfect for relaxing or entertaining guests. Both bedrooms are located on the main level, as well as laundry for your convenience. The updated kitchen offers ample cabinetry and newer appliances, making meal prep a breeze. Theres a private space in the backyard, for outdoor gatherings or unwinding after a long day. This property combines modern comforts with a welcoming atmosphere, making it a perfect place to call home!

Interior Details

Square Feet
  • 816

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    None

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4617

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$932

$11,100

$54,400

--%

$65,500

2019

$932

$11,100

$54,400

--%

$65,500

2018

$834

$9,200

$47,700

--%

$56,900

2017

$818

$9,200

$47,700

--%

$56,900

2016

$796

$8,800

$45,300

--%

$54,100

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Average Home Price in 51360

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$182,165

2 Beds

1 Baths

778 Sqft

7,754 Lot (sqft)

Sold 10/05/2026

$248,848

3 Beds

2 Baths

864 Sqft

8,015 Lot (sqft)

Sold 09/29/2026

$223,500

2 Beds

1 Baths

876 Sqft

6,621 Lot (sqft)

Sold 10/05/2026

$194,553

2 Beds

1 Baths

816 Sqft

5,271 Lot (sqft)

Sold 10/06/2026

$232,755

5 Beds

2.5 Baths

806 Sqft

7,928 Lot (sqft)

Sold 10/05/2026

$102,861

2 Beds

1 Baths

824 Sqft

9,583 Lot (sqft)

Sold 10/06/2026

$207,906

2 Beds

1 Baths

924 Sqft

10,542 Lot (sqft)

Sold 10/05/2026

$107,346

3 Beds

1 Baths

864 Sqft

10,367 Lot (sqft)

Sold 10/06/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
149,500
$
Down payment
29,900
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
897
$
HOA (Monthly)
0
$
PMI
0
$
$968
Your Payment
Total Monthly Payment:$968
Percent of Income:17%
Affordable:Yes

Details for 705 20TH ST

Property Debt

Foreclosure Contact Details